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Presented by
Nicoline Lomas |
865 LAGUNA Drive, Fernandina Beach, FL, 32034 | $795,000
Welcome to 865 Laguna Drive! Some homes check boxes. This one will change your lifestyle! Nestled in highly sought-after Ocean View Estates between the Atlantic Ocean and the Greenway, this residence with its gorgeous backyard offers the ease of one-story living paired with an exceptional coastal lifestyle. Imagine starting your morning with a walk to the beach via Beach Access 6 or unwinding at sunset along Egans Creek Greenway. Enjoy miles of pristine shoreline, along with stunning sunrises and moonrises that define true island living. The home features 3 bedrooms, 2 full baths, plus a laundry/mudroom with an additional half bath conveniently located off the garage. An enclosed Florida room and fenced backyard (with gate access to the Egans Creek Greenway Boardwalk) provide additional versatile spaces for relaxing or entertaining year-round. The outdoor shower, shed, sprinkler system with a separate well for irrigation are added features. This property presents a rare opportunity to own in one of Amelia Island's most desirable locations. Ocean View Estates has a low annual HOA of just $327 and no CDD fees. From fine dining and boutique shopping to the historic charm of downtown Fernandina Beach, everything you love about coastal living is just minutes away. Cultural attractions, quality healthcare, and convenient access to Jacksonville International Airport further enhance the appeal - making this home an ideal full-time residence or your island escape in the heart of Amelia Island.
Features
- Amenities: Sidewalks, Street Lights, Curbs
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 75 X 120
- Laundry: In Unit, Sink
- Style: Traditional
- Year Built: 1996
- Garage: 2-car
- Heating: Heat Pump
- Cooling: Central Air, Other
- Approx Sq. Feet: 1,887
- Acreage: 0.21
- Lot Size: 75 X 120
- HOA Fee: $327 Annually
- View: Other
- Elem. School: Emma Love Hardee
- Middle School: Fernandina Beach
- High School: Fernandina Beach
- Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
- MLS#: 2145349
- Days on Market: 7 days
- Website: https://www.raveis.com
/prop/2145349/865lagunadrive_fernandinabeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Nicoline LomasSales Associate
203.644.9860
Nicoline.Lomas@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
865 LAGUNA Drive, Fernandina Beach, FL, 32034
$795,000
Nicoline Lomas
Sales Associate
William Raveis Real Estate
Phone: 203.644.9860
Nicoline.Lomas@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,916 | $4,016 | $5,281 |
| Total Monthly Payment | $4,008 | $4,108 | $5,373 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388