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Presented by
Biernat Team |
Most Buyers have a list of preferences that they want in their next home yet this home offers more than just square footage and the number of bedrooms and bathrooms. This property has the potential to change your lifestyle and your life through increased physical, mental and emotional health.
There is something profound about watching a spectacular sunrise or the moonrise over the ocean. Walking along the shoreline, gazing across the horizon, hearing the sounds of the birds, seeing the dolphins frolicking, searching for shells, contemplating your own presence in this vast universe are sure to evoke emotions that will stir your soul. There is a sense of comfort and reassurance in knowing that the tide changes are not random but are predictable. There is a natural ebb and flow in life and a reminder that change can bring renewal of the mind, body and spirit. Welcome to 865 Laguna Drive! Nestled in highly sought-after Ocean View Estates between the Atlantic Ocean and the Greenway, this residence with its gorgeous backyard offers the ease of one-story living paired with an exceptional coastal lifestyle. Imagine starting your morning with a walk to the beach via Beach Access 6 or unwinding at sunset along Egans Creek Greenway. Enjoy miles of pristine shoreline, along with stunning sunrises and moonrises that define true island living. The home features 3 bedrooms, 2 full baths, plus a laundry/mudroom with an additional half bath conveniently located off the garage. An enclosed Florida room and fenced backyard (with gate access to the Egans Creek Greenway Boardwalk) provide additional versatile spaces for relaxing or entertaining year-round. The outdoor shower, shed, sprinkler system with a separate well for irrigation are added features. This property presents a rare opportunity to own in one of Amelia Island's most desirable locations. Ocean View Estates has a low annual HOA of just $327 and no CDD fees. From fine dining and boutique shopping to the historic charm of downtown Fernandina Beach, everything you love about coastal living is just minutes away. Cultural attractions, quality healthcare, and convenient access to Jacksonville International Airport further enhance the appeal - making this home an ideal full-time residence or your island escape in the heart of Amelia Island.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$783,000
Sales Associates
William Raveis Real Estate
Phone: 239.529.5451
BiernatTeam@Raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $626,400 | $626,400 | $626,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,806 | $3,955 | $5,202 |
| Total Monthly Payment | $3,898 | $4,047 | $5,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.