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Under contract-accepting backup offers. Wake up to breathtaking eastern sunrises and panoramic open water views from this exceptional deep-water Intracoastal home in desirable Indian Rocks Beach. Perfectly positioned on a rare 92 feet of waterfront along a wide stretch of the Intracoastal Waterway with direct boating access to the Gulf, this well-maintained waterfront residence offers an incredible opportunity to enjoy the ultimate Florida coastal lifestyle while adding your own personal vision and updates over time. Spanning 2, 187 square feet, the home features 2 spacious bedrooms plus a dedicated office that could easily be converted into a 3rd bedroom. Rich hardwood floors, abundant natural light, and a beautiful wood-burning fireplace create warmth and character throughout the expansive living and dining areas, while walls of windows frame sparkling water views from multiple rooms. The spacious family room, breakfast nook, and kitchen are thoughtfully positioned along the waterfront, creating seamless indoor-outdoor living and stunning views of the Intracoastal Waterway. The kitchen offers solid wood cabinetry, Corian countertops, and a sink perfectly placed beneath a picture window overlooking the water. Sliding glass doors open to the waterfront patio and expansive backyard, where you can relax, entertain, or simply watch dolphins, manatees, and boats pass by. The private dock provides deep water access and ample space for boating enthusiasts, while the impressive 92 feet of water frontage offers exceptional open water vistas and room to fully enjoy the waterfront setting. Roll-Away hurricane shutters on the windows and doors provide added peace of mind, while major updates include a 50-YEAR METAL ROOF (2011), HVAC (2016), WATER HEATER (2021), WATER SOFTENER (2022), SEAWALL (2001), and DOCK (2025). Additional highlights include a spacious primary suite with built-in closets and ensuite bath, interior laundry room, side-entry 2-car garage, and a large paver circular driveway with exceptional parking. Located in golf cart-friendly Indian Rocks Beach, residents enjoy access to 27 public beach accesses, parks, tennis and pickleball courts, a public boat launch, dog park, community garden, skate park, nature preserve, historical museum, and the Beach Art Center, along with year-round community events including Oktoberfest, Taste of IRB, the Christmas Golf Cart Parade, and Lighted Boat Parade. With short-term rentals permitted, this property is ideal as a waterfront primary residence, vacation home, or investment opportunity in one of Florida’s most beloved beach communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,039,920 | $1,039,920 | $1,039,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $519 | $519 | $519 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,235 | $6,319 | $8,775 |
| Total Monthly Payment | $6,879 | $6,963 | $9,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.