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Tucked away on a peaceful freshwater canal with direct access to the majestic St. Johns River, this one-of-a-kind tiny home blends waterfront charm with impressive modern upgrades. Whether you're looking for a weekend retreat, full-time escape, or the ultimate boating lifestyle, this property delivers comfort, convenience, and character in every detail. Step outside to your private waterfront oasis featuring an electric boat hoist, a spacious 22x15 covered boat dock, and an aluminum cradle — ready for endless days on the water. The circular driveway, finished with asphalt millings in 2020, offers easy access and plenty of parking, while the concrete carport and patio added in 2021 create the perfect setting for relaxing or entertaining outdoors. Inside, the home has been thoughtfully renovated with quality improvements throughout. In 2020, the home was completely rewired with a 200-amp service, whole-house replumbed, upgraded with smart lighting in the main living area and bedroom, and enhanced with elegant European fixtures. The spa-inspired bath features a stunning freestanding stone composite soaking tub, while the propane tankless water heater ensures efficiency and comfort. Need space for hobbies, guests, or remote work? A beautifully finished 96 sq. ft. office/flex space was added in 2022 complete with A/C, heat mini split, electric fireplace, and stylish Euro window. A 200 sq. ft. shed with electric also provides additional storage or workshop space. This property is future-ready with multiple 50-amp hookups ideal for an RV or EV charging station, including an additional 50-amp service added to the carport in 2023. Recent updates continue with Bahama shutters and a new dryer in 2024, brand-new mini split systems and a new roof in 2025, plus a porch expansion completed in 2026. Rarely does a tiny home have this level of craftsmanship, functionality, and direct river access — all wrapped into one unforgettable property. With no HOA and no rental restrictions, the possibilities here are endless. Perfect as a weekend getaway, full-time waterfront retreat, vacation rental, or income-producing investment property, this unique canal-front escape offers flexibility that’s hard to find.
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $150 | $150 | $150 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,686 | $2,177 |
| Total Monthly Payment | $1,826 | $1,911 | $2,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.