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Welcome to 107 Elina Sky Drive, a beautifully maintained, move-in-ready gem ideally located in the heart of Seffner with low quarterly HOA fees and NO CDD. Built in 2019, this single-story residence boasts four spacious bedrooms, two full bathrooms, and an expansive 1, 921 square feet of meticulously designed interior living space featuring fresh interior paint throughout. The kitchen is designed for both everyday living and entertaining, with sleek granite countertops, a center island perfect for casual dining, premium cabinetry offering ample storage, and newly installed stainless steel appliances including the refrigerator, dishwasher, and garbage disposal. Step out through the rear doors to a covered lanai and enjoy true Florida living on a substantial 9, 583-square-foot lot. This expansive, nearly quarter-acre backyard oasis comes complete with lovely garden beds and industrial-grade playground equipment, leaving plenty of room for summer barbecues or a future pool installation. Additional features include an attached two-car garage featuring upgraded epoxy flooring, an irrigation system that covers both the front and back lawns, modern central HVAC system, and a comprehensive alarm system equipped with exterior cameras. Located in a tranquil yet highly accessible neighborhood, this spectacular property is just minutes away from local schools including Lopez Elementary and lush community spaces like the Seffner Community Park & Gardens. With quick access to I-4, Highway 60, and I-75, you will enjoy a seamless commute to shopping, dining, and entertainment in Brandon, downtown Tampa, and Lakeland. This property offers an unparalleled combination of location, functionality, and thoughtful upgrades, making it the absolute perfect place to call your next home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$439,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $351,600 | $351,600 | $351,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $50 | $50 | $50 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,165 | $2,220 | $2,920 |
| Total Monthly Payment | $2,290 | $2,345 | $3,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.