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6 Lafayette Avenue, Smallwood, NY, 12778 | $239,000
Location, Location! Affordable, year round 2 bedroom, 1 bathroom home in the hip hamlet of Smallwoood is now on the market. Two blocks from Mountain Lake! Walk to all the amenities. Home needs some repairs and TLC but well worth it! Property consist of 2 lots spanning 200 feet from Lafayette Ave to Huntington Ave. Interior is spacious and has many design capabilities. Large eat-in kitchen faces the back deck and yard. Massive enclosed porch for family and friends to gather has tremendous possibilities. Front deck enters into foyer with closet for coats and shoes. Don't pass up an opportunity to join the Smallwood lake community. With no HOA, homeowners have the option to join the Civic Association for lake membership that includes the Smallwood Civic Park, clubhouse and plenty of scheduled events. Sandy beach for swimming, non-motor boating and fishing. Play pickleball, tennis, basketball, soccer, baseball and a new children's playground has been installed. Become a member of The Club at Smallwood for heated pool, club house and daily/nightly activities. Take the pup to the dog park and visit the Reserve at Smallwood for use of outdoor exercise equipment and hiking trails. Relax by the waterfall and take in the fresh country air. If you want more to do visit nearby Bethel Woods for concerts and festivals, Catskill Resorts World, Kartrite Waterpark, waterfront dining, antique shops, breweries and farmers markets. There is plenty to explore in Sullivan County with an abundance of mountains, lakes and rivers. Call to take the tour!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: Electric Dryer Hookup
- Style: Cottage
- Year Built: 1930
- Heating: Hot Air, Propane
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 1,056
- Acreage: 0.29
- Est. Taxes: $2,694
- Lot Desc: Back Yard, Cleared, Front Yard, Level, Part Wooded
- Elem. School: Kenneth L Rutherford School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Washer
- MLS#: 999760
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/999760/6lafayetteavenue_smallwood_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
6 Lafayette Avenue, Smallwood, NY, 12778
$239,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,177 | $1,207 | $1,588 |
| Total Monthly Payment | $1,476 | $1,506 | $1,887 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535