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Meticulously maintained and thoughtfully updated, this spacious post-modern colonial is set on . 69 acres within Shoreham’s desirable Island Estates community. Featuring 4 bedrooms, 3. 5 bathrooms, and approximately 3, 575 sq ft of finished interior space including a beautifully finished lower level, this home offers an exceptional combination of space, comfort, and modern updates. A welcoming front porch and manicured landscaping lead into a warm and inviting interior featuring hardwood floors, crown molding, formal living and dining rooms, and an expansive family room with gas fireplace. The beautifully renovated eat-in kitchen serves as the heart of the home, showcasing designer cabinetry, stone countertops, large center island, stainless steel appliances, pantry storage, and a custom built-in serving area ideal for entertaining. Upstairs, the oversized primary suite features vaulted ceilings, a large walk-in closet, and a stunning spa-like bath complete with soaking tub, dual vanities, and oversized glass shower. The additional bedrooms are generously sized and filled with natural light. The finished lower level offers exceptional permitted and CO'd bonus space with recreation areas, office space, full bathroom, laundry area, and walk-out access, creating endless flexibility for guests, hobbies, work-from-home needs, or entertaining. Step outside to your private backyard retreat featuring a spacious patio, paver pool surround, in-ground pool, and expansive fenced yard surrounded by mature landscaping. Additional features include central air conditioning, updated baths, lots of storage, and a 2-car garage. Located within the Shoreham-Wading River School District and convenient to beaches, parks, farm stands, wineries, and the North Fork lifestyle.
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Our Executive Mortgage Banker:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,599 | $1,599 | $1,599 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,520 | $4,901 | $6,717 |
| Total Monthly Payment | $6,211 | $6,592 | $8,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.