8380 SW 186 St, Cutler Bay, FL, 33157 | $1,189,000

Experience refined living in this exceptional residence in Cutler Bay, gracefully positioned near a quiet cul-de-sac on an impressive 17, 160-square-foot lot. Thoughtfully curated with sophisticated finishes and timeless design elements, this home offers an unparalleled blend of comfort and elegance.
The heart of the home is a beautifully appointed chef’s kitchen featuring quartz countertops, premium stainless steel appliances, and seamless flow into the expansive living spaces. Dramatic wood-beam ceilings soar above the main living area, while designer lighting and a well-conceived floor plan create an atmosphere that is both inviting and elevated.
Step outside into your own private oasis, where lush tropical landscaping surrounds a sparkling pool designed for effortless entertaining and serene outdoor living. Recent enhancements include a sleek aluminum roof installed approximately three years ago, as well as imported Chicago brick detailing that adds character and distinction to both the front and rear exterior spaces.
Ideally located near Palmer Trinity School and moments from Old Cutler Road, this remarkable property offers convenience, prestige, and privacy — all without the constraints of a homeowner’s association.
A rare offering that captures the essence of South Florida luxury living. Private showings available by

Features

  • Bedrooms: 4
  • Baths: 2 full
  • Style: Detached,One Story
  • Year Built: 1969
  • Garage: 2-car Circular Driveway,Garage Door Opener
  • Heating: Central,Electric
  • Cooling: Central Air,Ceiling Fan(s),Electric
  • Approx Sq. Feet: 2,344
  • Est. Taxes: $15,029
  • Lot Desc: 1/4 to 1/2 Acre Lot
  • View: Garden
  • Elem. School: Whispering Pines
  • Pets Allowed: Yes
  • Pet Policy: No Pet Restrictions,Yes
  • MLS#: A12018710
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/A12018710/8380sw186st_cutlerbay_fl?source=qrflyer
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Listing courtesy of Serhant   Phone: 646-480-7665

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8380 SW 186 St, Cutler Bay, FL, 33157

$1,189,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $951,200 $951,200 $951,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,252 $1,252 $1,252
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,703 $5,857 $8,027
Total Monthly Payment $7,080 $7,234 $9,404

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.