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. Welcome home to this highly sought-after gated community of Smith Farm in Lake Worth. This beautifully maintained 3BD/2BA home features an additional flex room/den, perfect for a home office, gym, or playroom. All on one-level, this home offers a spacious and functional split-bedroom floor plan with a two-car garage and exceptional indoor/outdoor living. From the moment you enter through the arched foyer entrance into the expansive great room, you'll appreciate the cathedral ceilings, sliding wood barn doors, wooden accent walls throughout, upgraded molding, and beautifully tiled flooring. The exterior is impeccably updated with new roof (2024) and modern paint. The upgraded kitchen features granite countertops, stainless steel appliances, and upgraded cabinetry . making it perfect for both everyday living and entertaining. The oversized primary suite offers two large walk-in California closets, separate vanities, a Roman tub, and a walk-in shower for a true retreat feel. Additional highlights are: custom craftsmanship throughout the home, an inside laundry room, and generously sized living spaces. Enjoy South Florida outdoor living from the extended screened patio and covered lanai. Ideally situated within walking distance to the community pool and park, this home is located in one of western Lake Worth's most desirable family-friendly gated communities featuring resort-style amenities including clubhouse, fitness center, tennis courts, playgrounds, walking trails, and more. Conveniently located near shopping, dining, parks, major highways, and top-rated schools.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $892 | $892 | $892 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,817 | $3,683 |
| Total Monthly Payment | $3,693 | $3,801 | $4,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.