148 Timoga Trl, Saint Augustine, FL, 32084 | $359,000

Welcome to this beautifully maintained light-filled villa-style condominium in the highly desirable Villages of Seloy, a gated 55+ community offering peaceful surroundings and exceptional resort-style amenities. Featuring the Vilano floor plan, this spacious single-level residence offers 2 bedrooms, 2 bathrooms, a 2-car garage with additional storage, and the privacy and feel of a detached home with the convenience of condominium living. Well positioned on a private preserve lot, this home offers tranquil views from the oversized screened patio, creating the perfect setting to relax and enjoy nature. Inside, the bright and open floor plan is enhanced by luxury vinyl plank flooring throughout, crown moulding in the kitchen and living areas, recessed lighting, tray ceilings, and an abundance of windows that fill the home with natural light. The living room showcases beautiful removable stained glass transom window panels, adding warmth and character to the space. The thoughtfully designed kitchen features 42” cabinetry, granite countertops, stainless steel appliances, tile backsplash, custom cabinet pull-outs and inserts, a large pantry, solar tube lighting, and a built-in workstation just off the kitchen. A versatile flex space offers endless possibilities and can easily function as a formal dining room, home office, second living area, hobby room, or den. The spacious owner’s suite features a vaulted ceiling, large walk-in closet, and an impressive step-down tiled shower in the ensuite bath. Additional upgrades include custom window treatments throughout, whole-home water filtration and softening systems, home security system, 2021 HVAC, 2020 water heater, and a 2024 Speed Queen washer and dryer. The 2-car garage is finished with a premium floor coating, while the exterior boasts a brick paver driveway and patio. Residents of Villages of Seloy enjoy a low-maintenance lifestyle with monthly condo fees covering exterior maintenance, landscaping, irrigation, master policy for exterior insurance, and termite bond. Community amenities include a heated pool, fitness center, clubhouse with kitchen, media room, library, business center, billiards and card rooms, bocce ball court, walking trails, and a full calendar of social activities. Conveniently located just minutes from historic St. Augustine, area beaches, shopping, restaurants, grocery stores, and I-95, the community is also adjacent to the scenic Twelve Mile Swamp Conservation Area, offering miles of hiking, biking, and horseback riding trails through preserved natural Florida landscape.

Features

  • Parking: 2 Car Garage,Attached,Additional Parking
  • Heating: Central,Electric
  • Cooling: Central,Electric
  • Levels: 1
  • Amenities: Clubhouse,Exercise,Gated,Community Pool Heated,Other-See Remarks,Sidewalk
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Villages of Seloy
  • Year Built: 2021
  • Common Charge: $438
  • Approx Sq. Feet: 1,520
  • Est. Taxes: $2,348
  • Lot Desc: Preserve
  • Elem. School: Crookshank
  • Middle School: Murray
  • High School: St. Augustine
  • MLS#: 262342
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/262342/148timogatrl_saintaugustine_fl?source=qrflyer
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Listing courtesy of Landmark Realty Inc

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

148 Timoga Trl, Saint Augustine, FL, 32084

$359,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $287,200 $287,200 $287,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $196 $196 $196
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,768 $1,815 $2,385
Total Monthly Payment $2,039 $2,086 $2,656

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.