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Nestled beneath the shade of mature oak trees in the desirable Cedar Oaks community, this beautifully updated home blends timeless charm with modern comfort. From the moment you arrive, the paved circular driveway, extra parking space, and inviting covered front porch create a warm and welcoming first impression.
Step inside and discover a bright open layout filled with character and style. The spacious living and dining areas flow seamlessly together, creating an easy and comfortable space for everyday living and entertaining. The kitchen is designed to be the heart of the home, featuring a large island breakfast bar, crisp white cabinetry, stainless steel appliances, and plenty of room to gather. Gorgeous wood flooring and tile throughout add warmth, elegance, and easy maintenance.
This 3-bedroom, 1. 5-bath home offers approximately 1, 359 square feet of thoughtfully designed living space, including an additional flex room perfect for a home office, media room, playroom, or second living area. The 1-car garage adds convenience and extra storage space.
Step outside and enjoy the expansive fenced backyard with plenty of room to relax, entertain, garden, or create your own outdoor oasis. Surrounded by established trees and mature landscaping, the outdoor setting feels peaceful and private.
Located in the established Cedar Oaks area of Jacksonville, this home offers convenient access to shopping, dining, parks, schools, and major roadways, making daily commutes and weekend outings easy. The neighborhood is known for its mature trees, spacious lots, and classic charm that continue to make it a sought-after location.
With a newer roof installed in 2017, updated finishes, flexible living spaces, and a fantastic location, this home delivers comfort, character, and convenience all in one beautiful package.
The information provided in this listing is the best of the seller's/ Listing agent knowledge and cannot be exclusively relied on by buyer. Buyer must independently verify all information pertaining to the property.
"Seller never occupied. Neither the seller or listing agent make any representations as to the accuracy of any information contained herein. Buyer/buyer agent must conduct their own due diligence, verifications, research and inspections and are relying solely on the results thereof. "
Some images in this listing have been virtually staged.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,177 | $1,224 | $1,601 |
| Total Monthly Payment | $1,558 | $1,605 | $1,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.