1230 Melton Road, ##40, West Union, SC, 29696 | $365,696

One of the best views in Backwater Landing, combined with meaningful interior updates, makes this cottage stand out from the others currently on the market. Perched above the lake and perfectly positioned for panoramic Lake Keowee views, this cozy waterfront retreat offers the ideal blend of comfort, convenience, and easy lake living. This home has been thoughtfully updated inside and features a new roof, replaced in 2022, giving you peace of mind and true move-in-ready convenience. Updated kitchen finishes, wood flooring, garden tub, and inviting living spaces create a warm and comfortable atmosphere designed for relaxing weekends at the lake. The large screened porch is an extension of the living space and is the perfect place to enjoy sunrise coffee, evening lake views, and time with family and friends after a full day on the water. The living room was thoughtfully designed for year-round lake views from every vantage point. This is the kind of property designed for effortless “lock-and-leave” ownership — low maintenance, stress-free, and ready whenever you are. Whether you're looking for a second home getaway from Greenville, Atlanta, Charlotte, or the perfect Clemson game-day retreat, this cottage offers an easy way to enjoy Lake Keowee without the maintenance of a large lake house. Backwater Landing is a private gated waterfront community featuring a marina, lakefront lodge, pool, fitness center, beach, walking trails, and more. Developer approved for full-time living if desired. Cottage owners own the cottage and lease the land. No short-term rentals permitted. NEW expanded boat slips available for lease this year!

Features

  • Amenities: Boat Storage, Clubhouse, Common Areas, Gated, Street Lights, Recreational Path, Pool, Sidewalks, Water Access, Dock, Landscape Maintenance, Marina
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Closet, Laundry Room
  • Style: Bungalow
  • Heating: Electric
  • Cooling: Electric
  • Basement: None
  • Est. Taxes: $1,193
  • HOA Fee: $685 Monthly
  • Lot Desc: 1/2 Acre or Less, Sidewalk, Few Trees, Interior Lot
  • View: Water
  • Elem. School: Walhalla
  • Middle School: Walhalla
  • High School: Walhalla
  • Appliances: Cooktop, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1591726
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/1591726/1230meltonroad_westunion_sc?source=qrflyer
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Listing courtesy of Herlong Sotheby's International   Phone: 864-382-3800

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1230 Melton Road, ##40, West Union, SC, 29696

$365,696

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,557 $292,557 $292,557
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $99 $99 $99
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,801 $1,873 $2,449
Total Monthly Payment $1,975 $2,047 $2,623

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.