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Inside this charming and updated St. Petersburg bungalow cottage, you’ll immediately notice how bright, fresh, and thoughtfully cared for it feels. With 740 sq ft of living space plus an additional climate controlled utility area at the back of the home, the layout lives larger than expected and offers approximately 840 sq ft of total usable space.
Every inch has been carefully remodeled and maintained, creating a home that feels clean, comfortable, and move in ready without losing its charm. The natural light, updated finishes, new LVP flooring, and smart use of space make this an easy to love home in a central St. Pete location.
The kitchen and living room provide an open floor plan, giving the main living area a bright and connected feel. A true home office or flex room with a door offers private space for work, guests, storage, hobbies, or a reading nook. The bedrooms are connected by a full bathroom with updated tile shower, and the rear utility area includes a half bathroom for added function.
The fenced backyard gives you room for outdoor dining, gardening, pets, weekend projects, or simply enjoying a little Florida sunshine. Set in the established Central Oak Park neighborhood, this home offers a central St. Petersburg location between vibrant downtown St. Pete and the Gulf beaches, with Central Avenue, the Grand Central District, Pinellas Trail access, the SunRunner route just a few blocks away, several nearby parks, local restaurants, coffee shops, groceries, and neighborhood favorites close by.
If you’ve been looking for a bright, updated St. Petersburg home that makes smart use of every square foot and keeps you close to the best of St. Pete living, this one deserves a closer look. Schedule your private tour today.
RECENT UPDATES INCLUDE: ROOF 2021, SOLAR WATER PRE HEATER 2012, HARDIE BOARD SIDING 2024, NEW LVP FLOORING 2025, DISHWASHER 2025, SHOWER REMODEL WITH NEW TILE 2026, WOOD FENCE 2026, RAIN GUTTERS 2024.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.628% | 5.866% |
| Monthly Tax Payment | $388 | $388 | $388 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,533 | $1,616 | $2,109 |
| Total Monthly Payment | $1,996 | $2,079 | $2,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.