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Welcome home. This charming 3 bedroom ranch in Newburgh checks every box for first-time buyers and those looking to rightsize! All on one convenient level with no stairs, no fuss and a whole lot of heart. From the moment you arrive, the lush front lawn and stone walkway set the tone. Inside, original hardwood floors run throughout the entire home, anchoring a bright and airy living room that flows seamlessly into a dedicated dining area. The kitchen features warm knotty pine cabinetry, stainless steel appliances, and a window overlooking the backyard. Down the hallway, you’ll find three comfortable bedrooms, each with closets and natural light. The full bath has been tastefully updated with a wood-framed vanity, stone-top sink, and a clean, coastal vibe that just works. Step out back and the real surprise reveals itself! A deck made for morning coffee and summer nights, overlooking a large, tree-lined yard that feels like your own private retreat. And there’s more: a full unfinished basement offers serious square footage just waiting for your vision whether it’s a home gym, rec room, additional storage, or future living space. The potential here is real. The property also includes the perfect workshop, hobby space, or extra storage. Central air keeps things comfortable year-round. Sitting on a generous lot with plenty of parking and easy access to shopping, dining, and commuter routes, this one has the bones, the space, and the price to make your move happen.
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Our Executive Mortgage Banker:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,768 | $1,839 | $2,404 |
| Total Monthly Payment | $2,235 | $2,306 | $2,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.