3974 Atwood Road, Stone Ridge, NY, 12484 | $745,000

Charming 4-bedroom, 3. 5 bath home in the Hudson Valley, just 90 miles from Metro NY and minutes from the center of bucolic Stone Ridge. Completed in 2026, this modern home offers 3000 sq ft with plenty of room to spread out. Quality of build is evident throughout, offering clean lines and a functional layout. Enter through the wrap around covered porch which enjoys views of the naturally landscaped private property. The main floor includes a lovely bright living room, W@H office/library, generous foyer and powder room. In addition, a nicely sized galley kitchen with LG appliances and granite countertops brings you into the sunlit dining nook with wrap around windows. The main floor includes an easily accessible private suite with full bath and walk in shower. Upstairs is a true escape itself as the entire second floor is a dedicated, spacious primary suite with full bath with tub/shower, two generous closets, tranquil sitting area and walk out balcony. The fully functional finished walk-out lower level offers 2 bright bedrooms, third full bathroom, large laundry room with LG W/D and mechanical offering flexible living space.
New energy efficient heating and cooling, smart thermostat controls, energy efficient LED lighting with remote/smartphone controls, Architecturally Integrated 14X8 Utility Enclosure, and other amenities make this home special. Gently lived in, this home is convenient to scenic golf courses and luxury 5 star getaways. Just minutes from the Ashokan Reservoir and a short drive to Kingston, you will enjoy the perfect blend of comfort, space and convenience in the center of everything the Hudson Valley has to offer.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: Acre
  • Laundry: Lower Level, Sink
  • Style: Cape Cod
  • Year Built: 2022
  • Garage: 1-car Attached
  • Heating: Electric, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Basement: Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Acreage: 1
  • Lot Size: Acre
  • Est. Taxes: $10,692
  • Lot Desc: Few Trees, Front Yard, Level
  • School District: Rondout Valley Central
  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • MLS#: 998198
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/998198/3974atwoodroad_stoneridge_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of BHHS Nutshell Realty

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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3974 Atwood Road, Stone Ridge, NY, 12484

$745,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $596,000 $596,000 $596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $891 $891 $891
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,670 $3,763 $4,949
Total Monthly Payment $4,653 $4,746 $5,932

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.