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Stunningly renovated Vintage Antique. Up-to-date and yet still very authentic with beams and wide board floors. Set on over 2 level Acres ringed by trees for privacy; includes a lofted barn with possible potential to convert to a 1 BR guest ctg. The kitchen with new stainless appliances, granite and wood floors steps down to the cozy family rm warmed with a wood burning stove, built-in window seat, and sliders leading out to a large stone patio with sunset views. The formal dining rm has a built-in vintage corner cabinet and wide board flrs. The formal living rm also features wide board pegged flrs and is centered with an original stone fireplace updated with rustic gas logs. There is a main flr primary bedroom and ensuite bathrm w blt-ins and a large walk-in closet. Also on the main level in a quiet corner is an inviting library plus a den presently serving as an art studio. The upper level features two bedrooms with wide board floors, beams and antique doors; an updated full bath and a third bedroom presently a home office. In the past, this home served as a two-family so there is a second kitchen with a cork floor on the second flr which opens to a balcony/deck with steps to the private back lawn. The third flr highlights a guest/ in-law space that includes a full bath, bedrm and cozy TV rm. The property explodes with color in the spring and summer with perennials like peonies and hydrangeas and a large fenced garden. Metro North Train to NYC is just around the corner. The West Redding Metro North train leads to Merritt Seven, Stamford, Norwalk and Grand Central in New York City. Convenient to Rte 7 and the center of Ridgefield. Also, close to Rte 53 and shopping and restaurants in the villages of Bethel and Georgetown.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Beams,Wide Board Floor | 13.1 x 14.1 | Upper |
| Bedroom 2 | Wide Board Floor | 13.1 x 15.5 | Upper |
| Bedroom 3 | Full Bath,On 3rd Floor | 12.3 x 13.6 | Other |
| Den | Wide Board Floor | 10.8 x 13.8 | Main |
| Dining Room | Beams,Built-Ins,Wide Board Floor | 10.1 x 20.2 | Main |
| Eat-In Kitchen | Balcony/Deck | 11.1 x 14.6 | Upper |
| Family Room | Vaulted Ceiling,Built-Ins,Ceiling Fan,Wood Stove,French Doors,Patio/Terrace | 12.8 x 20.2 | Main |
| Family Room | On 3rd Floor | 8.7 x 12.3 | Other |
| Kitchen | 9 ft+ Ceilings,Granite Counters,Island,Pantry,Wide Board Floor | 14.8 x 15.6 | Main |
| Library | Book Shelves,Wide Board Floor | 5.9 x 13.8 | Main |
| Living Room | Gas Log Fireplace,Wide Board Floor | 11.1 x 27.6 | Main |
| Office | Wide Board Floor | 7.6 x 11.1 | Upper |
| Primary Bedroom | Tub w/Shower,Walk-In Closet,Wide Board Floor | 11.1 x 14.2 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $796,000 | $796,000 | $796,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,189 | $1,189 | $1,189 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,520 | $4,901 | $6,717 |
| Total Monthly Payment | $5,801 | $6,182 | $7,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.