1230 Melton Road, ##104, West Union, SC, 29696-2945 | $244,900

Adorable (and now even more affordable!) Lakefront Cottage with panoramic Lake Keowee views in the gated community of Backwater Landing, where everyday living feels like a vacation! Nestled along the shores of beautiful Lake Keowee, this charming corner cottage offers breathtaking lake views, incredibly low property taxes, and access to one of the most fun and amenity-rich communities in the area. Unlike many neighboring homes, this cottage features a larger yard and convenient proximity to its designated parking space. Relax on the spacious screened-in porch while enjoying peaceful lake breezes and stunning lake views before stepping inside to an inviting open-concept layout designed for comfortable living and easy entertaining. The bright and airy kitchen features solid wood cabinetry, generous prep space with a large peninsula, and an abundance of natural light pouring in through transom windows that perfectly frame the lake views. The seamless flow between the kitchen and living space creates the ideal atmosphere for hosting family and friends after a day on the water. Down the hall, you’ll find two spacious bedrooms and two full bathrooms, including a private primary suite complete with a walk-in closet and ensuite bath with a walk-in shower. Upstairs, the fully finished attic space offers endless flexibility as a guest room, office, hobby space, or additional storage. Enjoy truly low-maintenance living with lawn care, landscaping, water, and trash service all included—giving you more time to enjoy everything this vibrant lake community has to offer. Backwater Landing features lakeside walking trails, a lakefront pool, boat docks, and an inviting lakefront lodge complete with a fitness center, library, billiards room, game room, and large entertaining space with a cozy wood-burning fireplace. Boat slips, tie-up docks, and storage for boats, kayaks, RVs, and trailers are also available to lease. And while it feels tucked away in a peaceful lakeside setting, you’re still just minutes from shopping, dining, Prisma Health, the YMCA, and only 20 minutes from Clemson University — perfect for game days, concerts, and visits to the botanical gardens.

Features

  • Amenities: Boat Storage, Clubhouse, Common Areas, Fitness Center, Gated, Street Lights, Recreational Path, Pool, Water Access, Dock, Lawn Maintenance, Boat Ramp, Landscape Maintenance, Neighborhood Lake/Pond, Vehicle Restrictions, Storage, Walking Trails, Marina
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: 1st Floor, Laundry Closet, Stackable Accommodating
  • Style: Ranch, Traditional
  • Year Built: 2002
  • Heating: Electric, Heat Pump
  • Cooling: Electric
  • Basement: None
  • Est. Taxes: $359
  • HOA Fee: $635 Monthly
  • Lot Desc: 1/2 Acre or Less, Corner Lot, Few Trees, Interior Lot
  • View: Water
  • Elem. School: Walhalla
  • Middle School: Walhalla
  • High School: Walhalla
  • Pets Allowed: Yes
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Refrigerator, Washer, Electric Oven, Microwave, Electric Water Heater
  • MLS#: 1591714
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/1591714/1230meltonroad_westunion_sc?source=qrflyer
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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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1230 Melton Road, ##104, West Union, SC, 29696-2945

$244,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $195,920 $195,920 $195,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.887% 6.078%
Monthly Tax Payment $30 $30 $30
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,206 $1,255 $1,640
Total Monthly Payment $1,311 $1,360 $1,745

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.