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Presented by
Edward "Ted" Holmes - The Holmes Team |
12 Terrace Drive, North Salem, NY, 10519 | $4,500
Discover lake community living in this beautifully updated 3-bedroom home in Vails Grove on Peach Lake, located in the North Salem school District. The open-concept layout features cathedral ceilings, recessed lighting, hardwood floors, radiant heat floors, and a spacious eat-in kitchen with stainless steel appliances, a center island, and direct access to the patio and backyard. The main level offers three bedrooms, including a primary suite with a private full bath, while the finished walk-out lower level provides flexible space for a playroom, office, guest area, or recreation room, plus an additional full bath, laundry, and storage. Enjoy outdoor living from the front deck and backyard patio. Residents of the Vails Grove community enjoy Peach Lake privileges with motorboat access, beach access, clubhouse, playground, basketball courts, tennis courts, and park amenities. Conveniently located near major routes, this rental offers a rare opportunity to enjoy updated lake community living in North Salem.
Features
- Type: Single Family
- Amenities: Basketball Court, Park, Powered Boats Allowed, Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Laundry: In Basement
- Style: Ranch
- Year Built: 1936
- Heating: Electric, Forced Air, Oil
- Cooling: Central Air
- Basement: Finished, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,900
- Acreage: 0.42
- Lot Desc: Back Yard, Cul-De-Sac
- Water Front: Yes
- Elem. School: Pequenakonck Elementary School
- Middle School: North Salem Middle/ High School
- High School: North Salem Middle/ High School
- School District: North Salem
- Pet Policy: Call
- Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- Lease Term Type: 12 Months
- MLS#: 995476
- Days on Market: 4 days
- Website: https://www.raveis.com
/raveis/995476/12terracedrive_northsalem_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Edward "Ted" Holmes - The Holmes TeamLicensed Associate Real Estate Broker
914.548.6179
Ted.Holmes@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12 Terrace Drive, North Salem, NY, 10519
$4,500
Edward "Ted" Holmes - The Holmes Team
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.548.6179
Ted.Holmes@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $3,600 | $3,600 | $3,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $22 | $23 | $30 |
| Total Monthly Payment | $97 | $98 | $105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535