12929 PAYTON STREET, Odessa, FL, 33556 | $1,279,900

One or more photo(s) has been virtually staged. Welcome to this exceptional Pulte Heatherton (now Roseland) home in the highly sought-after Starkey Ranch community. Offering over 4, 271 square feet, this residence is thoughtfully designed with both luxury and functionality in mind—and includes an expansive loft area not reflected in county records, providing even more versatile living space.
Featuring 4 bedrooms, 4 full bathrooms, and an impressive layout, this home also includes a spacious game room, formal dining room, flex space, and an oversized loft, creating endless possibilities for work, play, and entertaining.
The heart of the home is the gourmet kitchen, complete with premium KitchenAid appliances, ample cabinetry, and not one—but two pantries (including a secondary pantry at the garage entry with a built-in ice maker and additional storage). The adjacent café area showcases a custom built-in seating nook with storage, perfect for casual dining and gathering.
Throughout the home, you'll find thoughtful upgrades such as board and batten accents in the dining and great room, a custom entertainment center, and built-in storage at the garage entry, offering unmatched organization. A butler’s pantry with wine fridge adds an extra touch of sophistication.
The flex room provides incredible versatility and can easily be enclosed to create a private office or additional guest space.
Upstairs, all bedrooms are generously sized and feature custom closets throughout. The primary suite is a true retreat, complete with a private sitting area and a spa-like ensuite featuring a relaxing soaking tub. Two secondary bedrooms share a Jack-and-Jill bathroom, each with its own private sink area, while a third bedroom offers a private ensuite, ideal for guests or multigenerational living.
The finished second-floor laundry room is as practical as it is beautiful, equipped with a utility sink, built-in cabinetry, and ample counter space.
Step outside through the sliding glass doors to your private outdoor oasis. Enjoy a resort-style experience with a custom pool and spa, and a fully equipped outdoor kitchen with seating for 10. The expansive patio includes additional lounging space and is complemented by a 15-foot deep covered lanai that nearly spans the width of the home—perfect for year-round Florida living.
Situated on a private conservation lot with pond views, this home offers a serene and secluded setting.
Additional highlights include a 3-car garage with extra storage, and a first-floor full bathroom that conveniently serves as a pool bath. Roof was replaced 2/2026, new exterior paint 2025, new interior paint 4/2026, driveway and pool area pavers freshly cleaned and sealed 5/2026, and brand new carpet 4/2026. Enjoy your move-in ready home!
Located in the award-winning Starkey Ranch, residents enjoy over 20 miles of scenic trails, parks, and outdoor amenities, all while benefiting from convenient access to major highways and surrounding areas. This home truly offers the perfect blend of luxury, space, and lifestyle—inside and out.
Seller offering up to $20, 000 toward buyer closing costs or interest rate buy-down with an acceptable offer.

Features

  • Amenities: Fence Restrictions, Park, Playground, Pool, Recreation Facilities
  • Rooms: 15
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Style: Contemporary
  • Year Built: 2018
  • Garage: 3-car Garage Door Opener, Golf Cart Parking, Tandem
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 4,526
  • Acreage: 0.2
  • Est. Taxes: $13,536
  • HOA Fee: $85 Annually
  • Lot Desc: Conservation Area, Landscaped
  • View: Pool, Trees/Woods, Water
  • Water Front: Yes
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pool: Auto Cleaner, Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure, Tile
  • Pet Policy: Breed Restrictions
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Softener, Wine Refrigerator
  • MLS#: W7885648
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /eprop/W7885648/12929paytonstreet_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 9:32:30 PM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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12929 PAYTON STREET, Odessa, FL, 33556

$1,279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,023,920 $1,023,920 $1,023,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,128 $1,128 $1,128
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,139 $6,304 $8,640
Total Monthly Payment $7,392 $7,557 $9,893

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.