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Welcome to this beautifully maintained Hi-Ranch in the heart of Smithtown featuring a spacious open-concept layout perfect for everyday living and entertaining. The main level offers hardwood flooring, vaulted ceilings, skylights, oversized windows, and a large kitchen with updated stainless-steel appliances, and abundant counter space flowing seamlessly into the dining and living areas. The upper level includes three generously sized bedrooms with custom California closets and a full bathroom with additional storage. Andersen sliders lead to a large deck overlooking the fully fenced backyard featuring an in-ground pool with a cuddle cove and diving board, PVC fencing, paved patio space, shed, and 6-zone in-ground sprinkler system. Additional highlights include vinyl siding with brick accents, gas heat and cooking, 200-amp electric service, pull-down attic storage, and an electric garage door opener. The lower level offers a spacious den, additional bedroom, office/potential fifth bedroom, full bathroom, kitchenette area, laundry area with washer and dryer, walk-in closet, mudroom, egress window, under-stair storage, and its own separate entrance. Ideal space for caretaker suite, multigenerational, guests or work-from-home needs. Conveniently located less than 3 miles from the LIRR and minutes from shopping, dining, highways, and outdoor recreation including Caleb Smith State Park Preserve, and Blydenburgh County Park.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,194 | $1,194 | $1,194 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,182 | $5,731 |
| Total Monthly Payment | $5,142 | $5,468 | $7,017 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.