392 Oscawana Lake Road, Putnam Valley, NY, 10579 | $675,000

Welcome to 392 Oscawana Lake Road in Putnam Valley, a beautifully maintained home set on a private one-acre property in the heart of the scenic "Town of Lakes. " Offering versatile living space and a peaceful setting, this home is perfect for extended family, guests, or those seeking additional living flexibility. The main level features a spacious living room with a fireplace and skylight, a dining room, beautifully renovated eat in kitchen, laundry room, and a convenient half-bath. Down the hall are three generously sized bedrooms, and a full hall bath. Hardwood Floors flow throughout the home, adding warmth and character. The upper level offers a wonderful accessory apartment complete with one bedroom plus an office, a kitchen, living room with fireplace, full bath, and an enclosed porch, creating the perfect private living space for extended family or guests. The partially finished walk out basement provides tons of storage, workshop space, abundant plumbing access, and separate utilities for both the main home and the apartment. Additional features include a one-car garage, private backyard with deck, and an above ground pool ideal for summer entertaining and relaxation. Conveniently located close to the Taconic State Parkway, shopping and public transportation, with just about a one-hour commute to New York City. Putnam Valley is known for its natural beauty and outdoor recreation, including nearby Clarence Fahnestock State Park for hiking and fishing, Putnam Valley Town Park for sports and community events, and Lake Oscawana offering boating, swimming and fishing opportunities. The community is also home to highly regarded schools, with Putnam Valley Elementary rated #1 and the Middle and High Schools Ranked #2 in Putnam County according to Niche and Public Schools Review.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: In Bathroom
  • Style: Split Level
  • Year Built: 1952
  • Garage: 1-car
  • Heating: Baseboard, Oil
  • Cooling: None
  • Basement: Full, Partially Finished, Walk-Out Access
  • Approx Sq. Feet: 2,233
  • Acreage: 1
  • Est. Taxes: $15,253
  • Lot Desc: Back Yard, Level, Part Wooded, Rolling Slope
  • Elem. School: Putnam Valley Elementary School
  • Middle School: Putnam Valley Middle School
  • High School: Putnam Valley High School
  • School District: Putnam Valley
  • Pool: Above Ground
  • Appliances: Dishwasher, Microwave, Oven, Range, Refrigerator
  • MLS#: 996470
  • Days on Market: 41 days
  • Website: https://www.raveis.com
    /prop/996470/392oscawanalakeroad_putnamvalley_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Jefferson Valley Realty   Phone: 914-245-4444

William Raveis Family of Services

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Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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392 Oscawana Lake Road, Putnam Valley, NY, 10579

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.760% 6.902% 6.098%
Monthly Tax Payment $1,271 $1,271 $1,271
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,325 $3,502 $4,520
Total Monthly Payment $4,688 $4,865 $5,883

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.