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The ultimate "great bones" opportunity! Buy low, then add value and personal style to this large family home with recent system updates and dated cosmetics that are ready for your 21st-century make-over. Update first or move right in and update at your own pace. It’s a fully functional 4BR/2. 5Bth home with large rooms totaling 2, 668sf over a full basement. The roof is approximately 6 years old, the tankless boiler was installed in 2019, the kitchen is equipped with modern SS appliances. 13 Hart’s good bones include spacious rooms, a first-floor powder room, hardwood floors, central A/C, a wood-burning fireplace, a sprawling deck in the private backyard, an oversized two-car garage with direct access to the kitchen, and a full/unfinished basement with extra height and potential for additional finished space. A bonus room addition with a separate exterior entrance and extra parking pad are true bonuses for anyone who invites clients to their home-based business or practice. The house sits on more that half an acre overlooking a low-traffic residential street enhanced by underground electric wires. It's fueled by natural gas and connected to municipal water; private septic. Turn onto Rt. 44 for miles of shopping, dining, and service options including Eastdale Village less than two miles down the road. Drive 15 minutes or less to Vassar, Marist, the Taconic State Parkway, Mid-Hudson Bridge, MetroNorth's Poughkeepsie station, and numerous recreational options including the Dutchess/NYS Rail Trail straight across the Walkway Over The Hudson. 2026 Town & County taxes = $6, 269; 2025 School tax (Arlington SD) = $8, 072; Standard STAR = $695. Be just the third owner of this spacious home at a price that allows you to replace, renew, and reimagine it for your family.
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Our Executive Mortgage Banker:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $1,195 | $1,195 | $1,195 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,853 | $3,683 |
| Total Monthly Payment | $3,996 | $4,140 | $4,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.