642 Old Moreland Road, Bluffton, SC, 29910 | $2,695,000

642 Old Moreland Road presents a rare opportunity to own one of only eight townhomes in all of Palmetto Bluff. Overlooking Lake Bales in the heart of Moreland Village, this fully furnished four-bedroom, four-and-a-half-bath residence offers 3, 327 square feet of refined Lowcountry living with multiple indoor and outdoor spaces designed for effortless entertaining and relaxed everyday living. Built in 2020, the home features elevated finishes throughout, including prefinished hardwood flooring, impact-rated windows, designer lighting, custom wall treatments, and bespoke furnishings and décor. A private elevator services every level from the garage to the third floor, enhancing both convenience and luxury while supporting the property's short-term rental eligibility. The first floor centers around an open-concept kitchen, dining, and living area filled with natural light from expansive windows and sliding doors. The chef's kitchen is appointed with floor-to-ceiling soft-close cabinetry, a custom hood, walk-in pantry, separate coffee bar, and premium Thermador appliances, including a cabinet-front refrigerator, six-burner gas range, and dishwasher. Adjacent living spaces flow seamlessly to a screened porch featuring a gas fireplace, floating wood mantle, and full chimney for added privacy. The second floor hosts the spacious primary suite with a sitting area and spa-inspired bath featuring dual vanities, a freestanding soaking tub, walk-in shower, luxury tile selections, and generous closet space. Two additional guest suites with ensuite baths and a well-appointed laundry room complete the level. Occupying the entire top floor, the third level serves as a private retreat and entertainment space with a second primary suite, additional living room, and large covered deck overlooking the village and lake. A custom wet bar with sink, dishwasher, beverage drawers, wine refrigerator, icemaker, and pass-through serving window enhances the space for hosting, while built-in heaters allow year-round enjoyment outdoors. Additional highlights include a two-car garage, brick-floored drop zone entry, Rinnai tankless water heater, and durable 5V metal roof. Combining luxury, flexibility, and a premier location within one of the South's most celebrated private communities, 642 Old Moreland Road offers sophisticated, low-maintenance turnkey living at its finest.

Features

  • Amenities: Basketball Court,Bocce Court,Marina,Boat Ramp,Clubhouse,Dock,Dog Park,Fitness Center,Garden Area,Playground,Pickleball,Pool,RV/Boat Storage,Restaurant,Guard,Spa/Hot Tub,Tennis Court(s),Trail(s)
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Style: Three Story
  • Development: Palmetto Bluff
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,327
  • Acreage: 0.06
  • Lot Desc: < 1/4 Acre
  • View: Lake
  • Appliances: Dryer,Dishwasher,Gas Range,Ice Maker,Microwave,Oven,Refrigerator,Wine Cooler,Washer,Tankless Water Heater
  • MLS#: 508847
  • Website: https://www.raveis.com
    /prop/508847/642oldmorelandroad_bluffton_sc?source=qrflyer
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Listing courtesy of Palmetto Bluff Real Estate Co   Phone: 800-501-7405

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

642 Old Moreland Road, Bluffton, SC, 29910

$2,695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,156,000 $2,156,000 $2,156,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.368% 6.385% 6.223%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,926 $13,275 $18,194
Total Monthly Payment $13,051 $13,400 $18,319

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.