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Nestled in a prime location in Ridgefield, this exceptional four-bedroom Colonial offers the perfect blend of space, functionality, and timeless design. Filled with natural light from oversized windows, the open-concept floor plan is ideal for both everyday living and entertaining. A welcoming spacious front foyer draws you in and opens up on the right to a spacious living room with gleaming wood floors and french doors. The living room leads into the current home office - a flex room which can be used for a playspace, home office, or workout room - the perfect play or work-from-home setup. The elegant dining room with detailed molding and chair rail provides easy dining just off the kitchen. The light-filled spacious kitchen, with large center island, gas cooktop, double wall oven, beverage fridge, casual dining space and access to back deck flows seamlessly into the generous inviting family room featuring soaring vaulted ceilings, a cozy fireplace, and separate front entrance - perfect for large gatherings or those cozy movie nights! Off the kitchen is a large laundry room with sink, folding counter, cabinets and storage closet - also with access out to back deck. To finish off the main level, there is a convenient powder room off the laundry area. This home's main level boasts a highly functional and inviting layout. Upstairs, you'll find three spacious secondary bedrooms all with HW floors, two with walk-in closets, along with an updated hall bath featuring double vanity with marble countertops and direct access from one of the bedrooms. The impressive primary suite wing serves as a true retreat with double walk-in closets, a massive spa-like bathroom featuring a soaking tub, oversized glass-enclosed walk-in shower, double vanity with marble countertops, and abundant storage space. A full attic with three doghouse dormers provides even more excellent storage capability and plenty of light. The fully finished walkout lower level is designed with both comfort and versatility in mind. It is an ideal space for recreation, entertaining, guest space or in-law/au pair suite. Complete with wet bar/kitchenette and full bath the possibilities are endless. Can it get any better? It does! An attached garage with direct access into the home with a large mudroom complete with a massive custom built-in bench, storage cubbies, and a wall of hooks provide a neat and tidy place for all your coats, backpacks, and everyday belongings - the ultimate storage convenience! Located in one of Ridgefield's most desirable areas, this home also offers the opportunity to join the charming neighborhood pool club "The Pleasantview Recreation Assoc. ", featuring recreation, social events, and summertime fun for all ages! Downtown Ridgefield offers the quintessential New England charm with a vibrant Main Street filled with locally owned boutiques, upscale and casual dining options, cozy cafes and coffee shops, art galleries, theaters and year round community events. Residents enjoy an exceptional blend of small-town warmth and cultural sophistication with destinations such as the Aldrich Contemporary Art Museum, Keeler Tavern Museum, and the renowned Ridgefield Playhouse drawing visitors throughout the region. From outdoor concerts and festivals at Ballard Park, to acclaimed restaurants, and an active arts scene, Ridgefield offers an unmatched lifestyle - all within a picturesque and highly walkable setting. Schedule your showing today! Upgrades include: New HVAC, renovated baths, mudroom upgrade, new windows, house painted 2020, new external and internal light fixtures, new HW floors, fresh paint
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Remodeled,Walk-In Closet,Hardwood Floor | Upper |
| Bedroom 2 | Remodeled,Walk-In Closet,Hardwood Floor | Upper |
| Bedroom 3 | Remodeled,Jack & Jill Bath,Hardwood Floor | Upper |
| Dining Room | Remodeled,Hardwood Floor | Main |
| Family Room | Palladian Window(s),Vaulted Ceiling,Beams,Ceiling Fan,Fireplace,Hardwood Floor | Main |
| Full Bath | Remodeled,Double-Sink,Tub w/Shower,Tile Floor | Upper |
| Full Bath | Stall Shower | Lower |
| Half Bath | Main | |
| Kitchen | Remodeled,Granite Counters,Eating Space,Island,Sliders,Hardwood Floor | Main |
| Living Room | Remodeled,French Doors,Hardwood Floor | Main |
| Office | Remodeled,French Doors,Hardwood Floor | Main |
| Primary BR Suite | Cathedral Ceiling,Full Bath,Stall Shower,Whirlpool Tub,Walk-In Closet,Hardwood Floor | Upper |
| Rec/Play Room | Wet Bar,Full Bath,Patio/Terrace,Sliders,Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,116,000 | $1,116,000 | $1,116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,454 | $1,454 | $1,454 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,337 | $6,871 | $9,417 |
| Total Monthly Payment | $7,916 | $8,450 | $10,996 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.