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Welcome home to 5132 Celtic Drive in idyllic Oak Terrace Preserve! Your new paver walkway leads you to a dreamy front porch, with gated access to the fenced yard. The bright and open main level welcomes you with new wide-plank hardwood floors, 9 foot ceilings, and an entryway large enough for your favorite hobbies! The eat-in kitchen features gorgeous granite countertops, 42'' cabinets, stainless appliances, and plenty of storage options. Entertaining is effortless with the open kitchen and dining area! The laundry room and powder room are also located on the main level. Head up the new hardwood stairs and you will find a generously sized primary suite with a walk-in closet, and an ensuite with dual vanities and a large subway tiled shower. Down the hallway are two secondary bedrooms, and an additional full bathroom. This home is situated on a desirable corner lot on the middle loop of the neighborhood. The exterior was painted to popular Sherwin Williams Sea Salt within the past year. The fenced yard defines your outdoor living space and creates the perfect area for pets and children. A newly hardscaped grill pad and firepit area make outdoor entertaining a breeze, and the large 5x8 shed gives you great storage options for beach chairs and lawn tools. The updated paved parking area gives parking for 2 vehicles and a golf cart or third compact car, and the neighborhood offers plenty of off-street parking for family and friends! Oak Terrace Preserve is a sustainable community where all homes are green certified. Neighborhood green spaces and pocket parks set the stage for a vibrant calendar of events, including monthly food trucks, outdoor movie nights, an annual oyster roast/Lowcountry boil, BBQ cook-off, and festive holiday celebrations. Within walking or biking distance to Park Circle and Paradiso Social Club and with quick access to I-526, I-26, the new North Charleston Athletic Complex, Riverfront Park, and Charleston International Airport, this home offers the perfect blend of connection and convenience.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $496,000 | $496,000 | $496,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,054 | $3,132 | $4,119 |
| Total Monthly Payment | $3,146 | $3,224 | $4,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.