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Tranquility and convenience. With westward views over the rolling landscape of St. Johnsbury, this impeccably maintained four-bedroom Cape sits prominently on a well-landscaped lot that indirectly abuts the town forest, providing a connection to nature and a sense of privacy that is a rare find so close to the heart of town. The interior is bathed in natural sunlight, offering passive solar heat and highlighting the warmth of the rich wood floors that flow through the main floor living spaces. At the heart of the home, the updated kitchen features elegant granite countertops, a high-quality gas stove, and modern amenities designed for both daily life and entertaining. The kitchen transitions seamlessly into a formal dining space, an ideal layout for hosting dinner parties or holiday gatherings. Each of the four bedrooms ( including two en suite bedrooms) is generously proportioned, offering ample space for rest, hobbies, or a home office. The large living areas provide a flexible floor plan that accommodates a variety of lifestyles, all while maintaining the cozy, inviting atmosphere inherent to a classic Cape. Location is paramount, and this home delivers by being situated just minutes from local schools, including St. Johnsbury Academy, major regional employers, and downtown amenities. You can enjoy morning coffee while watching the mist rise off the hills and be at work or running errands minutes later. This is a rare opportunity to own a charming, move-in-ready quality home that captures the very best of Vermont living. Whether you are looking for quiet afternoons by the forest edge or easy access to the vibrant St. Johnsbury community, this beautiful home is ready to be yours. St. Johnsbury offers choice at the high school level. St Johnsbury is at the intersections of interstates 91 & 93. Burke Mountain, Burke Mountain Academy, Kingdom Trails, Cannon Mt are all just a short drive. Call for a private viewing.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/17/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $621 | $621 | $621 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,234 | $2,484 | $3,222 |
| Total Monthly Payment | $2,930 | $3,180 | $3,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.