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This wonderful 4-bedroom Colonial is situated in the desirable Pierces Colonial Acres neighborhood. The home features a beautifully remodeled quality, custom kitchen by Southbury Kitchens. The formal living and dining rooms boast hardwood floors, with the living room also offering a bay window, double French doors, and a fireplace. The family room provides a cozy atmosphere with a wood stove, ceiling fan and triple sliders that open to a deck and a private backyard. Wood stoves can offer efficient heating, reduce energy costs, and provide warmth, along with a comforting ambiance. The laundry room/mud room is very convenient on the first floor and is close to the back door for easy access to the backyard. Upstairs, there are four spacious bedrooms, all with hardwood floors, and remodeled bathrooms, both featuring dual sinks for your convenience. Additional features include central air with a newer compressor and central vacuum. The house also benefits from a full walkout basement and a full walk-up attic. A walkout basement provides increased natural light, improved ventilation, and additional living space, potentially increasing the home's value. Conveniently located closed to highway, schools, parks and many conveniences. Town of Southbury has excellent restaurants, cafes, small shops and fitness centers. Walk along Main Street and enjoy what our town has to offer.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 15.0 x 13.0 | Upper |
| Bedroom 2 | Hardwood Floor | 10.0 x 11.0 | Upper |
| Bedroom 3 | Hardwood Floor | 11.0 x 15.0 | Upper |
| Dining Room | French Doors,Hardwood Floor | 13.0 x 13.0 | Main |
| Family Room | Ceiling Fan,Wood Stove,Sliders | 15.0 x 24.0 | Main |
| Kitchen | Remodeled,Breakfast Bar,Tile Floor | 15.0 x 11.0 | Main |
| Living Room | Bay/Bow Window,French Doors,Hardwood Floor | 15.0 x 21.0 | Main |
| Primary Bedroom | Hardwood Floor | 16.0 x 15.0 | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $638 | $638 | $638 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,201 | $3,283 | $4,317 |
| Total Monthly Payment | $3,931 | $4,013 | $5,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.