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Welcome to resort-style living in the highly sought-after Southshore Bay Lagoon Community! Built in 2022 by D. R. Horton, this beautifully maintained Allex model offers the perfect blend of modern comfort, convenience, and an incredible financing opportunity.
Featuring 3 bedrooms, 2 bathrooms, and an open-concept layout, this home is designed for both everyday living and entertaining. The spacious kitchen overlooks the living and dining areas and includes stainless steel appliances, ample cabinetry, and a large island perfect for gathering with family and friends. The private primary suite offers a walk-in closet and en-suite bath for a relaxing retreat with new luxury vinyl flooring. What truly sets this property apart is the rare opportunity to assume the seller’s VA loan at an incredible 4. 75 interest rate for qualified veterans — a major advantage in today’s market and a potential savings opportunity compared to current rates.
Located in the nationally recognized Southshore Bay Lagoon community, residents enjoy access to the stunning crystal lagoon, resort-style amenities, walking trails, playgrounds, and more — bringing vacation-style living right to your doorstep. Conveniently located near Tampa, Sarasota, shopping, dining, and major highways, this home offers the lifestyle Florida buyers are searching for.
Don’t miss your chance to own a newer construction home with a low assumable VA interest rate in one of the area’s fastest-growing communities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $268,000 | $268,000 | $268,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,650 | $1,716 | $2,243 |
| Total Monthly Payment | $1,725 | $1,791 | $2,318 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.