|
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome home to this beautifully maintained solid block residence located in a quiet, golf cart-friendly neighborhood with no HOA and situated outside of a flood zone. Framed by a classic white picket fence, majestic oak trees, and lush mature landscaping, this property offers outstanding curb appeal and a warm, inviting feel. A brick walkway with low-voltage landscape lighting leads to the covered front porch, complete with a retractable awning, creating the perfect place to relax and enjoy the peaceful setting. Inside, the freshly painted interior features durable laminate and tile flooring throughout, abundant natural light, and a comfortable, easy-flow layout. The spacious kitchen is both stylish and functional with solid wood cabinetry, solid surface countertops, and stainless-steel appliances. The updated accessible bathroom features a marble vanity and a walk-in shower, while all three bedrooms are generously sized and filled with natural light. The oversized third bedroom offers exceptional flexibility and can serve as a home office, family room, playroom, or guest retreat.
Step outside to your own private backyard sanctuary. The fully vinyl-fenced yard is designed for year-round enjoyment and includes a screened gazebo, irrigation system with reclaimed water, and an impressive air-conditioned shed complete with workshop space and multiple storage lofts. Additional features include double-pane windows, updated electrical, newer exterior paint, and a one-car garage with an additional storage loft. Conveniently located with easy access to vibrant downtown St. Petersburg, award-winning Gulf beaches, shopping, dining, and two international airports, this home offers the perfect combination of charm, functionality, affordability and lifestyle. Ask about a limited-time opportunity for a FREE one-year rate buydown available through preferred lending partners. Request the full features and upgrades list and schedule your private tour today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $19 | $19 | $19 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,601 | $1,642 | $2,159 |
| Total Monthly Payment | $1,695 | $1,736 | $2,253 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.