Whitestone 2BR Co-op with Backyard & Bonus Storage Space/Unit Welcome to Clearview Gardens in Whitestone. This well-maintained and updated lower-level 2-bedroom, 1-bath co-op with hardwood floors offers a functional layout with the added benefit of a semi-private backyard space, ideal for relaxing or entertaining, along with a bonus basement/storage unit access. Newer/upgraded kitchen with stainless steel appliances and washer/dryer. The home is conveniently located across from a park and within close proximity to local schools, shopping, and dining. Enjoy easy access to neighborhood favorites such as Utopia Bagels and Cherry Valley Deli, as well as nearby outdoor destinations including Fort Totten and Clearview Golf Course. Bay Terrace shopping and major transportation routes are just minutes away, providing convenient access to a variety of retail, dining, and commuting options. Additional features include building storage, readily available street parking, and garage parking available (via waitlist). Neighborhood & Lifestyle Highlights: Park directly across the street for outdoor enjoyment Walking distance to local elementary school and surrounded by excellent preschools/daycares Close proximity to a dog park near Fort Totten Minutes to Clearview Golf Course Shopping & Everyday Convenience stores Just minutes to Bay Terrace shopping center featuring: --HomeGoods --Old Navy --IHOP Nearby grocery options include: --Stop & Shop --ShopRite --Key Food --North Shore Farms Dining & Local Favorites (All Within Minutes) Enjoy access to some of Queens most loved spots: --Utopia Bagels --Cherry Valley Deli --Cristina's Deli --Villaggio Ristorante --Tutto Calcio Espresso Bar --Whitestone Diner Plus the charming shops along 14th Avenue, including butcher, specialty markets, and bakeries. Commuting & Accessibility: Easy access to: --Clearview Expressway --Cross Island Parkway --Convenient to major bridges for seamless commuting **UTILITIES INCLUDED IN MAINTENANCE** Reach out to schedule a showing!
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Our Executive Mortgage Banker:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,020 | $2,071 | $2,724 |
| Total Monthly Payment | $2,095 | $2,146 | $2,799 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.