3939 90TH TERRACE N, Pinellas Park, FL, 33782 | $391,000

One or more photo(s) has been virtually staged. Tucked away on a quiet street where only residents tend to travel, this beautifully updated home in the sought-after Mainlands 55+ community offers comfort, style, & convenience. As you approach the home, you will enjoy the pavers on the driveway. The front porch is great to sit out & enjoy your morning coffee or sip some wine at night. Inside, you’ll find elegant decorative wood flooring flowing throughout the living spaces, creating a warm and inviting atmosphere. The updated kitchen & bathrooms feature matching granite countertops, adding a cohesive touch of sophistication throughout the home. Major improvements include hurricane windows, upgraded insulation, newer A/C, hot water heater, washer & dryer.
The kitchen also offers space for a dinette table along with additional cabinetry for extra storage and functionality. A drinking water filtration system adds even more everyday convenience.
A versatile bonus room provides the perfect space for a home office, hobby room, reading retreat, or additional sitting area. Another attractive feature is the absence of popcorn ceilings, adding to the home’s clean and updated appeal.

Beyond the home itself, residents of Mainlands enjoy an active & social lifestyle with access to clubhouses, community pools, shuffleboard courts, & nearby golfing opportunities. Golf carts are welcome, making it easy to enjoy the neighborhood & all its amenities. Conveniently located near shopping, Walmart, hospitals, restaurants, & major highways, you’ll have easy access to downtown St. Petersburg, Tampa, & the beautiful Gulf beaches just a short drive away.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Clubhouse, Golf Course, Pool, Recreation Facilities, Shuffleboard Court
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 76 x 105
  • Laundry: In Garage
  • Complex: MAINLANDS OF TAMARAC BY THE GULF UNIT 5 PH 3 CONDO
  • Year Built: 1980
  • Approx Sq. Feet: 1,776
  • Acreage: 0.2
  • Est. Taxes: $1,921
  • Condo Fee: $343 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8508241
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/TB8508241/393990thterracen_pinellaspark_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 5:21:18 AM)
Listing courtesy of CENTURY 21 RE CHAMPIONS   Phone: 727-398-2774

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3939 90TH TERRACE N, Pinellas Park, FL, 33782

$391,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,800 $312,800 $312,800
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $160 $160 $160
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,926 $1,975 $2,598
Total Monthly Payment $2,161 $2,210 $2,833

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.