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Under contract-accepting backup offers. Welcome to resort-style living in the much-admired Highland Lakes community on beautiful Lake Tarpon. This extensively remodeled home offers an impressive blend of spacious design, modern upgrades, and the vibrant active-adult lifestyle that has made Highland Lakes one of Florida’s most celebrated 55+ communities.
Boasting more than 2, 750 square feet of living space, this thoughtfully designed home features 2 bedrooms, 2 bathrooms, an oversized office/study, which can be a THIRD BEDROOM by adding a closet, & 2-car garage. Inside, the true open floor plan creates an inviting flow ideal for both everyday comfort and entertaining, with two separate family areas, an additional sitting area, soaring vaulted ceilings, and expansive windows that fill the home with natural light. A split-bedroom layout provides privacy for both owners and guests.
The heart of the home is the completely redesigned kitchen, where style and functionality come together beautifully. White wood cabinetry with soft-close pull-outs, a full pantry & pull-out storage, quartz countertops, textured white subway tile backsplash, under-cabinet lighting, recessed lighting, stainless steel appliances, a new designer range hood, updated fixtures, and an expansive quartz center island with plenty of seating and pendant lighting create a space equally suited for casual mornings & gathering with friends and family.
The living room makes a striking impression with a dramatic floor-to-ceiling stone accent wall and an electric fireplace added in 2024, creating a warm focal point that complements the home’s modern finishes. Throughout the home, NEW neutral tile plank flooring installed in 2024 provides a seamless and sophisticated look.
The spacious primary suite offers direct access to the office/study, large walk-in closet, and en suite bathroom featuring a dual sink vanity and a separate toilet and shower room. Guest accommodations are equally inviting with a spacious second bedroom and a guest bath that offers a tub and shower combo. The oversized office/study offers exceptional flexibility for a home office, conversion to a 3rd Bedroom, hobby room, fitness space, or additional guest area.
Outside, the upgrades continue with some new windows and garage door, metal hurricane shutters, a rear paver patio where early morning conversations and evening meals are enjoyed overlooking the tranquil pond and golf course, a new irrigation well pump, and a new invisible fence system. In 2025 the entire exterior received fresh new paint, including the trim, soffits, and gutters.
Life in Highland Lakes offers far more than just a beautiful home. Residents enjoy unlimited free golf on three private executive golf courses, heated pools, tennis and pickleball courts, bocce, shuffleboard, fitness and dance classes, RV and boat storage, and an incredibly active social calendar with more than 75 clubs and groups. The community’s Lake Tarpon Lodge features pontoon boats, scenic lake tours, lakeside dining access, and a rustic waterfront setting designed for relaxation and connection. Conveniently located between the Gulf beaches and Lake Tarpon, the community is just minutes from shopping, restaurants, medical facilities, and both Tampa International Airport and St. Pete–Clearwater International Airport.
This is more than just a home. It’s an opportunity to enjoy the best of Florida living in one of the area’s most established and amenity-rich active adult communities. Come see it today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $706 | $706 | $706 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,448 | $3,535 | $4,650 |
| Total Monthly Payment | $4,246 | $4,333 | $5,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.