55 Temple Pl, #4, Boston (Midtown), MA, 02111 | $1,150,000

Stunning floor-through downtown condo with direct-to-unit elevator access, directly adjacent to the Common. First time on the market since 2008, and opportunities like this in Downtown Crossing are rare! Open floor plan that fills with natural light uncommon for city living. Hardwood floors, above-standard height ceilings, and the feeling of a large flowing space from the moment the elevator opens into your home. Connected living and kitchen with breakfast bar, cherry cabinetry and granite countertops. Primary suite with en-suite bath and jacuzzi tub. Everything has been done. HVAC new in 2020, laundry new in 2024, roof just completed with a warranty. No deferred maintenance, no assessments on the horizon. Low HOA with your own HVAC and water heater so you control your costs. Six units, strong owner-occupancy, minimal rental restrictions. Primary residence, pied-a-terre, or investment. This one delivers on all three, with direct access to everything Boston!

Features

  • Town: Boston
  • Parking: On Street
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School, T-Station, University
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup, Fourth Floor, In Unit
  • Complex: 55 Temple Pl
  • Year Built: 1910
  • Common Charge: $534 Monthly
  • Approx Sq. Feet: 1,374
  • Est. Taxes: $10,748
  • View: City
  • Pets Allowed: Yes
  • Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer/Dryer, Range Hood
  • MLS#: 73519098
  • Website: https://www.raveis.com
    /prop/73519098/55templepl_boston_ma?source=qrflyer
The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein.
Listing by Stephen Higdon courtesy of Amo Realty - Boston City Properties   Phone: 617-247-1933

Room Information

Type DescriptionDimensionsLevel
Bedroom 2 Closet, Flooring - Hardwood, Recessed Lighting8.0 x 13.0Fourth Floor
Kitchen Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Stainless Steel Appliances9.0 x 12.0Fourth Floor
Living Room Flooring - Hardwood, Open Floorplan, Recessed Lighting, Lighting - Overhead19.0 x 21.0Fourth Floor
Master Bedroom Bathroom - Full, Walk-In Closet(s), Closet, Flooring - Hardwood, Exterior Access, Recessed Lighting, Closet - Double12.0 x 20.0Fourth Floor

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

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Our Insurance Division:

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55 Temple Pl, #4, Boston (Midtown), MA, 02111

$1,150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $920,000 $920,000 $920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $896 $896 $896
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,224 $5,665 $7,763
Total Monthly Payment $6,245 $6,686 $8,784

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.