25-22 45th Street, #1, Astoria, NY, 11103 | $999,000

Welcome to 25-22 45th Street , the perfect starter home in Astoria for buyers ready to stop renting and start building equity. This deal checks all the boxes for a first time home buyer: no renovations necessary, private parking, outdoor space, and all under $1M. This beautifully maintained 2 bedroom, 2 bathroom home was thoughtfully renovated in 2020 with updated plumbing and electrical systems, offering modern comfort and peace of mind. The home features recessed lighting throughout, split unit heating and cooling systems, and a stylish renovated kitchen with two tone cabinetry, white countertops, and a stove hood vented directly through the roof. The finished basement adds exceptional flexibility with its own private entrance, a full bathroom, and impressive 7. 5 foot ceilings , ideal for guests, recreation, a home office, or extended living space. Situated on an R5 zoned lot with approximately 2, 052 additional buildable square feet, this property may also offer future expansion potential for buyers and investors alike. The neighboring property was expanded by two additional levels and converted into a legal 3 family home, showcasing what may be possible. Buyers are encouraged to consult with an architect to verify buildability and zoning possibilities. Why settle for a condo when you can enjoy the privacy, space, and convenience of owning a true home in one of Queens’ most sought after neighborhoods?

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1951
  • Heating: ENERGY STAR Qualified Equipment
  • Cooling: ENERGY STAR Qualified Equipment
  • Basement: Finished, Full
  • Approx Sq. Feet: 1,600
  • Acreage: 0.04
  • Est. Taxes: $7,434
  • Elem. School: Contact Agent
  • High School: Contact Agent
  • School District: Contact Agent
  • Appliances: Stainless Steel Appliance(s)
  • MLS#: 999899
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/999899/252245thstreet_astoria_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Amorelli Realty LLC   Phone: 718-662-2222

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

25-22 45th Street, #1, Astoria, NY, 11103

$999,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,200 $799,200 $799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $620 $620 $620
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,475 $4,856 $6,690
Total Monthly Payment $5,187 $5,568 $7,402

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.