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Welcome Home a beautifully maintained and thoughtfully updated home perfectly positioned on a picturesque property in the heart of Carmel. Offering the ideal combination of comfortable everyday living, stylish entertaining spaces, and a private backyard retreat, this special property delivers the lifestyle so many buyers are searching for. From the moment you arrive, you’ll appreciate the home’s inviting curb appeal, spacious layout, and peaceful setting surrounded by mature trees and lush greenery. Inside, the home is filled with natural light and offers an easy, functional flow designed to accommodate both relaxed daily living and larger gatherings with ease. Neutral tones, updated finishes, and generously sized rooms create a warm and welcoming atmosphere throughout. The updated kitchen serves as the heart of the home and offers timeless cabinetry, granite countertops, stainless steel appliances, abundant cabinet storage, and plenty of workspace for cooking, entertaining, or hosting holidays with family and friends. The adjoining dining areas provide flexibility for both casual meals and formal entertaining while overlooking the beautiful backyard setting. One of the standout features of this home is the incredible enclosed sunroom surrounded by walls of glass, creating a bright and airy extension of the living space that can be enjoyed year-round. Whether you’re sipping your morning coffee, enjoying quiet evenings, working from home, or entertaining guests, this sun-drenched room provides the perfect blend of indoor comfort and outdoor beauty. The panoramic backyard views and seamless connection to the deck make this space truly unforgettable. Step outside and discover your own private outdoor oasis. The expansive composite deck offers exceptional space for outdoor dining, grilling, relaxing, and entertaining all season long. Beautifully designed for summer enjoyment, the backyard features a fully opened above-ground pool area surrounded by mature landscaping and peaceful wooded views, creating the perfect setting for pool parties, weekend barbecues, or simply unwinding on warm summer days. There is plenty of room for lounge seating, outdoor furniture, fire pit areas, and gatherings large or small, making this backyard ideal for creating lasting memories. The property itself offers a wonderful balance of open lawn space and natural privacy, with mature trees providing a serene backdrop and a true sense of retreat while still being conveniently located close to everything Carmel has to offer. Inside, the home continues to impress with spacious bedrooms, beautifully maintained bathrooms, flexible living spaces, and thoughtful details throughout. Souring ceilings in the living room with a fireplace for cozy evenings. Additional highlights include updated flooring, recessed lighting, generous storage, comfortable room proportions, and a layout that offers versatility for a variety of lifestyles including extended living, guest space, home office potential, or recreation areas. Conveniently located near shopping, restaurants, schools, parks, lakes, highways, and Metro-North for an easy commute, this home offers the perfect combination of privacy, comfort, and accessibility. Whether you’re looking for a peaceful full-time residence, a home built for entertaining, or simply a property where you can enjoy indoor-outdoor living at its best, this home delivers an exceptional opportunity. This home is move in ready all utilities are updated, home comes with a whole house generator for the unexpected!
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Our Executive Mortgage Banker:
$589,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $1,445 | $1,445 | $1,445 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $3,017 | $3,945 |
| Total Monthly Payment | $4,438 | $4,554 | $5,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.