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Steps from the Heart of Bethel: Modern Comfort Meets Small-Town Charm. This beautiful 3BR 2. 5BA home offers the best of both worlds. Inside, you'll be greeted by gleaming hardwood floors and an open-concept living room and dining room. Flow effortlessly from dinner to drinks on your new deck, overlooking a sprawling level fenced backyard-perfect for summer BBQs. The kitchen offers plenty of counter space and generous cabinetry. Down the hall, the primary bedroom includes a full private bath. Two additional bedrooms offer flexibility for guest rooms or home offices, along with a hallway full bath. With a finished lower level featuring a cozy propane stove and brand-new carpeting, there's plenty of room to spread out. City water/sewer. Updates include: New Deck (2025), New Roof (2021), Washer and Dryer (2021), Water Softener (2021), Water Heater (2020). Shed and playset stay. Room for pool! Back fence can be taken down as the property line goes all the way back to the stone wall. Playset stays. House is walking distance to great local activities: Annual Carnival, Trick-or-Treat Street, outdoor movie nights, restaurants, bakery, coffee shop, deli, library, post office, Metro-North train. Just 15 minutes from the NY line!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 10.0 | Main |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 13.0 x 11.0 | Main |
| Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 11.0 x 12.0 | Main |
| Family Room | Wood Stove,Wall/Wall Carpet | 22.0 x 20.0 | Lower |
| Full Bath | Main | ||
| Half Bath | Lower | ||
| Kitchen | Hardwood Floor | 12.0 x 12.0 | Main |
| Living Room | Hardwood Floor | 12.0 x 12.0 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 15.0 x 13.0 | Main |
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William Raveis Real Estate
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $610 | $610 | $610 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,651 | $3,487 |
| Total Monthly Payment | $3,288 | $3,353 | $4,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.