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Welcome to this beautifully updated, move-in ready expanded split-level home in the desirable Ocean Lea area of Oceanside. Offering 3 bedrooms, 2. 5 baths, and a thoughtfully designed layout, this home is ideally located to enjoy all that Oceanside has to offer. A welcoming entry foyer opens to a bright and spacious living room featuring brand-new gleaming hardwood floors. The open-concept design flows seamlessly into the dining area and kitchen, creating the perfect setting for both everyday living and entertaining. The main level also includes an oversized den with sliding glass doors leading to a large backyard and deck—ideal for outdoor gatherings or quiet relaxation. The beautifully updated kitchen showcases gorgeous granite countertops, a coordinating backsplash, and stainless steel appliances. A convenient powder room completes this level. A flexible bonus space on the ground floor offers the perfect opportunity for a home office, playroom, or additional sitting area, along with a utility room and attached garage providing added convenience and storage. The second floor features two generously sized bedrooms and a brand-new full bathroom. The third level is dedicated to a private primary suite with its own full bath, creating a peaceful and comfortable retreat. Additional highlights include a split-system air conditioning system, natural gas baseboard heating, and the added benefit of not being located in a flood zone. Conveniently situated just minutes from Long Island’s beautiful South Shore beaches and offering easy access to New York City via the LIRR, this home delivers comfort, convenience, and an exceptional lifestyle.
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Our Executive Mortgage Banker:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $700,000 | $700,000 | $700,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,160 | $1,160 | $1,160 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,920 | $4,253 | $5,860 |
| Total Monthly Payment | $5,172 | $5,505 | $7,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.