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234 Lake Drive, Glocester, RI, 02814 | $485,000
This beautifully maintained 2 bed, 1. 5 bath one-level ranch sits directly across from Echo Lake, offering beautiful water views and easy access to the neighborhood association beach where you can spend summers swimming, fishing, boating, kayaking, or simply relaxing by the water. Enjoy peaceful water views right from your living room and experience the calm that comes with living near the water. Start your mornings with coffee on the charming wraparound front porch overlooking the lake, and unwind in the evenings with sunset views and peaceful surroundings. During the colder months, cozy up beside the wood-burning fireplace and enjoy watching the ice fishermen right from your living room window while taking in the scenic water views. Built with quality top-notch 2x6 construction, this home also features central air, oversized bedrooms, convenient first-floor laundry, and a one-car garage plus additional carport perfect for storing extra vehicles, boats, jet skis, or recreational toys. The home also offers a very large unfinished basement with endless potential to easily be finished into additional living space, multiple rooms, a home gym, office, or entertainment area one of the many benefits of a ranch-style layout. For boating enthusiasts, the DEM state boat launch is just minutes away, making it easy to enjoy everything Echo Lake has to offer.
Features
- Amenities: Pool
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1996
- Garage: 1-car Detached,Garage
- Heating: Baseboard,Oil
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,340
- Acreage: 0.26
- Est. Taxes: $5,472
- HOA Fee: $30 Annually
- View: Water
- Appliances: Dryer,Dishwasher,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1412620
- Website: https://www.raveis.com
/prop/1412620/234lakedrive_glocester_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
234 Lake Drive, Glocester, RI, 02814
$485,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $456 | $456 | $456 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,389 | $2,484 | $3,248 |
| Total Monthly Payment | $2,920 | $3,015 | $3,779 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB