20 Ferry Street, Saugerties, NY, 12477 | $1,995,000

Hudson River boaters dream, dock your boat in your own back yard just a five min ride to the river. On the market for the first time in over 35 years,
a timeless home ideally situated along the
scenic lower Esopus Creek. This
inviting and spacious home is a dream
come true for boaters, nature lovers, and
anyone seeking a serene escape just
minutes from the heart of the Village of
Saugerties.
The well maintained home sits on a spacious lot with with an inviting front porch, new salt water
hot tub and a private dock. The home features 3 bedrooms, an office, 3. 5 bathrooms plus a guest suite with
private entrance, occasionally used as a short term rental.
The oversized primary bedroom feels
more like a private suite with ample space
for a home office, seating area, dressing
lounge or yoga space.
Large open concept gourmet kitchen feature views
of the water, Viking Range, Sub Zero
refrigerator and a wood burning fireplace.
High ceilings and large windows
throughout maximize natural light and
water views, creating a warm, open feel
year-round. There is an abundance of custom woodwork including crown moldings, inlay wood floors and other unique characteristics.
Located on a dead end street just
minutes from the historic
Saugerties Village accessible to
restaurants, galleries, and shops
this property is perfectly
positioned for both tranquility
and convenience. Kayak to the red bridge
or Saugerties Lighthouse. Enjoy your
morning coffee with water views, and
spend your evenings watching the sun set
over the creek from your own backyard.
Also zoned for a marina, with proper permits this property has so much potential
for docking, bed and breakfast,
short term rental or restaurant.
Whether you're a serious boater
or simply love the water, this is a
unique chance to own a piece of
Hudson Valley waterfront the perfect
base for weekend adventures or full-time
waterfront living.

Features

  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Lower Level, Laundry Room
  • Style: Contemporary
  • Year Built: 1993
  • Garage: 1.5-car Attached
  • Heating: Baseboard, Electric, Hot Water, Oil, Zoned
  • Cooling: Central Air, Ceiling Fan(s), Whole House Fan
  • Basement: Exterior Entry, Interior Entry, Partial, Unfinished
  • Acreage: 0.7
  • Est. Taxes: $22,707
  • Lot Desc: Back Yard, Front Yard, Gentle Sloping, Landscaped, Level, See Remarks, Views
  • View: See Remarks, Water
  • Water Front: Yes
  • Elem. School: Cahill K-6
  • School District: Saugerties
  • Appliances: Dryer, Dishwasher, Free-Standing Gas Range, Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Washer
  • MLS#: 20262380
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/20262380/20ferrystreet_saugerties_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Grist Mill Real Estate

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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20 Ferry Street, Saugerties, NY, 12477

$1,995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,596,000 $1,596,000 $1,596,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,892 $1,892 $1,892
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,937 $9,697 $13,360
Total Monthly Payment $10,954 $11,714 $15,377

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.