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Welcome to 20 Suffolk Court in the highly desirable Ridgewood at Bedford community! This beautifully updated multi-level townhome offers exceptional space, style, and flexibility with a bright open layout and a peaceful wooded setting. Thoughtfully maintained and move-in ready, this home combines modern updates with warm, inviting living spaces designed for both everyday comfort and entertaining. The updated kitchen features Quartz countertops, stainless steel appliances, gas cooking, modern cabinetry, and a spacious pantry, opening seamlessly to the dining area filled with natural light. The oversized living room offers a cozy gas fireplace with sliding doors leading to a private patio and wooded backyard area, creating the perfect indoor-outdoor living experience. Hardwood flooring throughout the main level and second-floor bedrooms adds warmth and timeless appeal. The second level features two spacious bedrooms, including one with 2 closets & a private balcony access overlooking the trees, along with a beautifully updated full bath complete with charming built-ins and ample storage. The impressive third floor offers an expansive vaulted retreat with skylights, walk-in closet, office or sitting area, and incredible flexibility for guest space, bedroom use, home office, or private escape. Public record reflects 2 bedrooms; finished third-level suite is currently utilized as a spacious third bedroom. The finished lower level adds even more living space with a versatile recreation and media area perfect for movie nights, fitness, gaming, or playroom use, along with separate laundry, utility, and storage areas. Additional highlights include a one-car garage, new furnace and central air, newer appliances, abundant storage throughout, and low-maintenance living in a pet-friendly community with board approval. Ideally located near Bedford’s award-winning schools, shopping, dining, commuter routes, and local amenities, this turnkey home offers the perfect blend of comfort
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/30/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,487 | $2,590 | $3,420 |
| Total Monthly Payment | $3,138 | $3,241 | $4,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.