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Classic Vermont Cape Near Waterbury Center & Stowe Bursting with charm and filled with inviting spaces, this classic Cape at 1859 Guptil Road offers the warmth and character so many buyers are searching for in Waterbury. Step inside through the cozy entry featuring a built-in bench and coat hooks, creating an immediately welcoming feel. To the right, the kitchen offers a butcher block island and easy flow into a spacious bonus room currently used as an office. With direct access to the garage, this flexible space could also serve as a den, studio, or expanded mudroom. The living and dining areas are filled with natural light and designed for comfortable everyday living, complete with a pellet stove that adds warmth and Vermont charm. An updated full bath completes the first floor. Upstairs, you’ll find three nicely sized bedrooms, built-in hallway bookshelves, additional hallway storage, and a brand-new half bath with heated floors. Outside, the fenced yard provides room to garden, play, or relax, while built-in wood storage adds both function and character. The home has been regularly maintained with many fresh upgrades, including a mini split system that efficiently cools the main level. Great storage can be found throughout the property, including additional second-floor loft storage in the garage. Conveniently located near many of Central Vermont’s favorite destinations, this home offers easy access to Waterbury Center, downtown Waterbury, and Stowe. Local favorites including Cold Hollow Cider Mill, Little River State Park, Hope Davey Memorial Park, plus nearby shops, dining, recreation, Ben & Jerry’s, Cabot Creamery, and the Zenbarn are all just minutes away.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/26/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $376,000 | $376,000 | $376,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,315 | $2,374 | $3,122 |
| Total Monthly Payment | $2,818 | $2,877 | $3,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.