292 Bear Island, Meredith, NH, 03253 | $1,100,000

Tucked away along the tranquil shores of Lake Winnipesaukee, this idyllic island retreat offers a rare opportunity to own a cherished piece of lakefront history. Lovingly held by the same family for 67 years, the cottage blends timeless charm with thoughtful modern updates, creating an inviting escape designed for generations to enjoy. Originally built in the 1950s, recent renovations include a new roof, beautifully updated kitchen, remodeled bedrooms and 3/4 bathroom, new hardwood flooring, and outdoor shower. Set on 200 feet of pristine waterfront, the property enjoys a sought-after walk-in sandy beach, ideal for swimming and lakeside relaxation. With coveted southerly exposure, the setting captures breathtaking panoramic views stretching across the lake to the majestic Belknap Mountain range. Tucked away from heavy boat traffic, the location offers exceptional privacy and calm waters, while remaining just minutes from the mainland via Cattle Landing Public Docks for convenient access. Designed to embrace its extraordinary surroundings, the cottage features expansive picture windows that frame the sparkling lake and mountain vistas throughout the home. The primary bedroom is a serene sanctuary, waking each morning to stunning water views. A substantial docking system with an expansive awning provides protected space for multiple boats and effortless enjoyment of lake life. A state-approved 4-bedroom septic system, installed in 2000, adds peace of mind for future enjoyment. Beyond the shoreline, the island offers scenic walking trails and the opportunity to explore St. John's on the Lake, a treasured piece of Bear Island history. Rarely does a property combine such privacy, legacy, natural beauty, and authentic Winnipesaukee charm in one extraordinary offering.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 three-quarter
  • Style: Cottage/Camp
  • Year Built: 1952
  • Heating: None
  • Cooling: Whole House Fan
  • Approx Sq. Feet: 1,440
  • Acreage: 0.6
  • Est. Taxes: $7,373
  • Lot Desc: Lake Frontage,Lake View,Level,Mountain View,Water View,Waterfront
  • Water Front: Yes
  • MLS#: 5088797
  • Website: https://www.raveis.com
    /eprop/5088797/292bearisland_meredith_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/19/2026
Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 603-677-7012
Listing Agent: Becky Fuller

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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292 Bear Island, Meredith, NH, 03253

$1,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $880,000 $880,000 $880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $614 $614 $614
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,997 $5,418 $7,426
Total Monthly Payment $5,736 $6,157 $8,165

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.