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BRING YOUR BOAT OR RV! This is one of the FEW gated communities where you OWN THE LAND!! NO LOT RENT! This lakefront cozy 2bed/2bath Palm Harbor home is built with exceptional engineering designed to resist severe winds, like those seen in Hurricane Andrew. It offers a newer kitchen/baths, skylights in the living room and bathrooms, a new fogless lighted mirror in the 2nd bath, NEW ROOF 2024, and features a great lanai that captivates a serene lake view capturing beautiful sunsets. Unlike other manufactured homes, this one features walls finished without visible panel seams or batten strips! Not only is this home in a GREAT LOCATION, but the amenities are also next door-so with the pool there, it's like having one in your backyard, no need to install your own! This community is in between US301 & US41, minutes away from I75 expressway, borderline Brandon and 10 minutes from the Brandon mall, Brandon Hospital, St. Joseph Hospital South, and just minutes away from a newly built AdventHealth Hospital, Urgent Care centers, restaurants plus only 20 minutes away from downtown Tampa & Cruise Port. For an added bonus, it's only 45 minutes to the BEAUTIFUL BRADENTON BEACHES! The community offers a HEATED swimming pool, picnic area with grill & horseshoe pits, gym, community center with a full kitchen, pool table, foosball table, basketball court, 20' RV & boat GATED parking FOR JUST $60 YEAR, additional parking for cars for $40/year and a new dog park for Your fur babies. This great home WON'T LAST LONG!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $305 | $305 | $305 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,231 | $1,263 | $1,661 |
| Total Monthly Payment | $1,611 | $1,643 | $2,041 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.