8147 TRACY CIRCLE, Port Charlotte, FL, 33981 | $625,000

One or more photo(s) has been virtually staged. Experience modern elegance in this stunning new construction home located in the sought after 93 neighborhood of South Gulf Cove. This spacious 4-bedroom, 3. 5-bath home offers 2, 660 sqft of thoughtfully designed living space, highlighted by soaring 12-foot tray ceilings, sleek 8-foot interior doors, oversized 5-1/2" baseboards, and custom-crafted window sills throughout. Impressive 48” x 24” porcelain tile flooring flows seamlessly through the open-concept layout. At the heart of the home is a beautifully designed gourmet kitchen featuring a modern stainless steel hood, an oversized quartz island with seating for six, soft-close wood cabinetry with glass accent uppers, and a large walk-in pantry. Designed for both style and peace of mind, ALL WINDOWS AND DOORS are HURRICANE IMPACT-RESISTANT for added protection and energy efficiency. The expansive living room opens effortlessly to the oversized covered lanai through a dramatic four-panel sliding glass wall, creating the perfect indoor-outdoor entertaining space. The luxurious primary suite showcases beautiful windows and easily accommodates a king-sized bedroom set, while the spa-inspired en-suite bath offers a relaxing soaking tub, an impressive modern cut-glass walk-in shower, private water closet, oversized walk-in closet, and convenient access to both the laundry room and lanai. The large 23’ x 11’ covered lanai overlooks a cleared, pool-ready backyard ideal for year-round entertaining. A rare 3-car tandem garage provides extra flexibility for a smaller vehicle, golf cart, or additional storage. The builder also includes a 1-year craftsmanship warranty, survey, and elevation certificate. Residents of this waterfront community enjoy an OPTIONAL HOA with an active clubhouse offering year-round social events including bingo, wine gatherings, art and garden clubs, and more. The surrounding area features community boat ramps, scenic walking trails, fishing piers, parks, playgrounds, tennis and basketball courts, food truck events, and a popular Sunday farmers market. Boating enthusiasts will especially appreciate the direct access to the Gulf beaches through picturesque canals, the Myakka River, and Charlotte Harbor, where dolphin sightings and world-class fishing are part of everyday life.

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Corridor Access, Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Coastal, Contemporary
  • Year Built: 2025
  • Garage: 3-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,659
  • Acreage: 0.23
  • Est. Taxes: $1,043
  • HOA Fee: $120 Annually
  • Lot Desc: Cleared
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator
  • MLS#: N6144332
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/N6144332/8147tracycircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 11:48:10 PM)

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NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

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Our Insurance Division:

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8147 TRACY CIRCLE, Port Charlotte, FL, 33981

$625,000

Susan Florby

Sales Associate

William Raveis Real Estate

Phone: 203.550.0626

Susan.Florby@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $87 $87 $87
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,878 $3,202 $4,152
Total Monthly Payment $3,057 $3,381 $4,331

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.