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What happens when you combine a classic single story brick ranch, quality construction you can't necessarily find in new homes, an inviting front porch, an expansive screened porch, a quarter acre lot that provides some elbow room and a list price that is rarely found in South Mt Pleasant these days? Not sure? Then allow me to introduce you to 819 Abcaw Way located in the beautifully established and incredibly located Parish Place! This charming painted lady can be a bit deceiving at first glance. One might be surprised to step inside and be welcomed by not only the coziest family room grounded by a wood burning fireplace (that yes, we still need during our southern winters) but you'll also find a surprisingly large bonus room that can work in a multitude of ways! Would you like tosit and chat with friends without the sound of the tv blaring in your ears? Turn this space into a formal living room! Have a few kids and prefer their gazillion toys and beautiful mess aren't staring at you in the family room and creeping into the kitchen? This extra space can be a playroom! Love to host dinner parties and have that special dining table passed down from your great grandmother you want to use? You'll find it fits perfectly in this additional space! But let's not forget we live in the south where outdoor living can be found 10+ months out of the year! So where does one enjoy their first sip of coffee or evening aperitif outdoors without getting nibbled on by the mosquitos? Thankfully, you can move seamlessly from your cozy family room into an impressive screened porch where there is ample room for both drinking tea while you comfortably lounge spilling the tea. Seriously, who buys a house in Charleston without a screened porch? And the brand new privacy fence ensures what happens in the backyard stays in the backyard! Back inside, the primary bedroom gifts you with a private en suite AND a walk in closet while the additional two guest bedrooms feature the loveliest trim detail bringing character and warmth to each space. Ride a bike, take a walk or zoom around in a golf cart and experience a neighborhood that exudes timeless design and the most inviting quaint comfort. This location truly can't be beat, placing you mere minutes to downtown and the beaches of Isle of Palms and Sullivan's Island, the shopping and dining at Towne Center, Seaside Farms, Belle Hall and the outdoor adventures of Boone Hall Plantation, Palmetto Island County Park and Shem Creek! COME JOIN A FANTASTIC COMMUNITY, WITH WONDERFUL NEIGHBORS, IN THE LOVELIEST HOME!
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Our Executive Mortgage Banker:
$760,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $608,000 | $608,000 | $608,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,744 | $3,893 | $5,090 |
| Total Monthly Payment | $3,836 | $3,985 | $5,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.