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Welcome to this absolutely stunning Bay Shore Beauty!! This turn-key 3 bedroom, 2 full bath Ranch is nestled in the heart of Bay Shore and located within the desirable Bay Shore School District. From the moment you arrive, this ENERGY-EFFICIENT home radiates warmth, charm, and pride of ownership. Once inside, you'll immediately be greeted by gleaming hardwood floors and crown moldings for an inviting open concept layout designed for both everyday living and effortless entertaining. The expansive kitchen is the true centerpiece of the home, featuring rich cabinets and granite countertops, modern stainless steel appliances, a wine bar, and ample space to cook, gather, and create lasting memories. As you enter you'll also be welcomed by recessed lighting, professionally painted throughout and a cozy masonry gas fireplace, making the home feel cozy and inviting year-round. The spacious primary bedroom features its own en suite. Enjoy year-round comfort with Central air and the efficiency of natural gas heating, 200 amp electric service, generator hook-up readiness, newer windows and a brand-new on-demand heating system and the added benefit of solar panels for enhanced energy savings. Step outside to your own private backyard oasis, where a stunning oversized deck, a charming pergola, lush landscaping, and In-ground sprinklers sets the stage for summer bbq's, morning coffee, or relaxing evenings. This property offers rare privacy with no backyard neighbors-creating a peaceful, serene setting with a durable white PVC fence, perfect for relaxing and entertaining guests. This home just acquired a brand new driveway with cobblestone perimeter and the oversized shed provides exceptional additional storage for all your outdoor needs. With it's ideal location, thoughtful updates, and move-in ready condition, this home offers the perfect blend of charm, efficiency and privacy.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,004 | $1,004 | $1,004 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,803 | $2,874 | $3,780 |
| Total Monthly Payment | $3,899 | $3,970 | $4,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.