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Charming colonial located in a sought-after neighborhood in Cheshire. This 4-bedroom, 2. 5-bath home offers the perfect blend of comfort, space, and functionality. The eat-in kitchen features stainless steel appliances and flows into an inviting dining room that opens to the living room, with hardwood floors in both rooms creating a warm and welcoming atmosphere. Just off the kitchen is a spacious family room with a cozy wood stove and access to a wooden deck overlooking a beautiful private backyard with plenty of room for outdoor entertaining, gardening, or relaxing. Upstairs, you'll find four generously sized bedrooms and two full bathrooms, along with a whole house fan. The hall bath features an updated tub, while the remodeled primary bath includes a tiled stall shower. The full basement offers an abundance of storage and the opportunity to create additional living space in the future. Additional features include central air, gutter guards, city water, city sewer, and a portable generator connection located in the garage for added convenience and peace of mind. Conveniently located near schools, parks, shopping, and commuter routes, and the Farmington Linear Trail. This home is ready to welcome its next owners. Seller's would like to close early July.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 13.0 x 11.0 | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 9.0 x 14.0 | Upper |
| Bedroom 3 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Upper |
| Dining Room | Hardwood Floor | 10.0 x 11.0 | Main |
| Eat-In Kitchen | Ceiling Fan,Quartz Counters,Eating Space,Laundry Hookup,Laminate Floor | 11.0 x 19.0 | Main |
| Family Room | Ceiling Fan,Wood Stove,Wall/Wall Carpet | 13.0 x 20.0 | Main |
| Full Bath | Tub w/Shower,Laminate Floor | 7.0 x 7.0 | Upper |
| Half Bath | 4.0 x 4.0 | Main | |
| Living Room | Hardwood Floor | 11.0 x 18.0 | Main |
| Primary Bath | Stall Shower,Tile Floor | 9.0 x 5.0 | Upper |
| Primary Bedroom | Ceiling Fan,Full Bath,Hardwood Floor | 11.0 x 16.0 | Upper |
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NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,200 | $447,200 | $447,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $710 | $710 | $710 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,753 | $2,863 | $3,744 |
| Total Monthly Payment | $3,555 | $3,665 | $4,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.