161 West Street, Warwick, NY, 10990 | $899,900

Charming Colonial in the Heart of Warwick — Less Than a Mile to Schools & Downtown! Welcome to this spacious, lovingly maintained Colonial in the highly desirable Village of Warwick. Offered by its original owners and truly move-in ready, this beautiful home sits on 1. 42 ACRES with the convenience of municipal services including natural gas, water, and sewer. Boasting 5 bedrooms and 3. 5 bathrooms, this home offers a versatile layout perfect for today’s lifestyle. A first-floor bedroom and full bathroom provide an ideal setup for guests, a home office, or flexible living space. The main level features an inviting open floor plan with an updated eat-in kitchen complete with granite countertops, a quartz breakfast bar, and a newly installed dishwasher. The kitchen flows seamlessly into a spacious three-season room overlooking the private, lush backyard and into the cozy family room with a wood-burning fireplace. Additional main-level highlights include a formal dining room, dedicated office, and convenient laundry room. Upstairs, you’ll find four generously sized bedrooms, including a spacious primary suite featuring cathedral ceilings and a recently renovated bathroom, plus an additional full hallway bathroom. A large bonus room over the attached two-car garage offers endless possibilities as a fifth bedroom, recreation room, gym, or playroom. A charming Juliet balcony overlooks the dramatic two-story foyer, adding to the home’s open and airy feel. The fully finished walk-out basement adds over 1, 000 square feet of additional living space, bringing the total SQ footage to over 3, 700 sq ft of habitable space and includes a renovated half bath and sliding glass doors, leading directly to the backyard retreat, complete with an above-ground pool and fire pit. Set on a beautifully landscaped lot with a new paver patio and walkway, mature trees, and exceptional privacy, this property has been meticulously cared for throughout by its original owners. Recent upgrades include: all new windows, whole-house water filtration system, owned water softener and an EV charger. Best of all, the location is unbeatable — less than a mile from Warwick’s award-winning schools and charming village center filled with shops, restaurants, farmers markets, and year-round community events. Enjoy the perfect blend of convenience, community, and private retreat living.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Colonial
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Finished, Full, Storage Space, Walk-Out Access
  • Approx Sq. Feet: 2,582
  • Acreage: 1.42
  • Est. Taxes: $15,115
  • View: Neighborhood, Trees/Woods
  • Elem. School: Sanfordville Elementary School
  • Middle School: Warwick Valley Middle School
  • High School: Warwick Valley High School
  • School District: Warwick Valley
  • Pool: Above Ground
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 999038
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/999038/161weststreet_warwick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Village Sq Rlt   Phone: 201-445-4300

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

161 West Street, Warwick, NY, 10990

$899,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,920 $719,920 $719,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $1,260 $1,260 $1,260
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,088 $4,433 $6,075
Total Monthly Payment $5,440 $5,785 $7,427

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.