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Highest and best offers Tuesday 5-19-26 at noon. Welcome to 41 Charter Ridge Rd in Sandy Hook! Located in a lovely neighborhood setting, this beautifully maintained and updated 4 bedroom, 3. 5 bath Colonial sits on just over an acre with stunning outdoor amenities. Hardwood floors run throughout the home. The main level features a light and bright kitchen with stainless steel appliances, granite countertops, and dining area with french doors to the recently updated Fiberon composite deck overlooking the beautiful backyard. A spacious great room just off the kitchen offers a cozy wood-burning stove. Separate living room, dining room, and office complete the main level. Upstairs, the spacious primary suite includes a walk-in closet and recently renovated bath with new tile, freestanding soaking tub, double vanity, and stylish finishes. Three additional generously sized bedrooms and an updated full hall bath complete the upper level. The finished walk-out lower level offers flexible living space with storage, full bath, rec/playroom, workout area, and an additional guest room perfect for visitors or office space, etc. Step outside to enjoy the stone patio, in-ground heated saltwater pool, pool house, and backyard pavilion-perfect for entertaining or relaxing. Move-in ready and thoughtfully updated inside and out!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Great Room | Vaulted Ceiling,Ceiling Fan,Wood Stove,Hardwood Floor | Main |
| Kitchen | Granite Counters,Dining Area,French Doors,Island,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Office | Hardwood Floor | Main |
| Other | Vinyl Floor | Lower |
| Primary Bedroom | Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
| Rec/Play Room | French Doors,Full Bath,Laminate Floor | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $751,920 | $751,920 | $751,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,070 | $1,070 | $1,070 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,211 | $4,569 | $6,294 |
| Total Monthly Payment | $5,373 | $5,731 | $7,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.