Presented by
Joe Gill |
This Immaculate 4Br Hi-Ranch Is Located On A Private Dead End Street In The Heart Of Saint James. It Is A Beautiful Home Featuring Numerous Upgrades Throughout. The Updated Eat In Kitchen Boasts Granite Counters, Stainless Appliances (Including A 4Yr Old Dishwasher & 4Yr Old 5 Burner Gas Stove), Tile Backsplash, Tons Of Cabinet Space, Bright Bay Window, Hardwood Flooring, & Deco Glass Door Leading To Trex Deck/Yard Which Is Perfect For Outdoor Entertaining. The Formal Dining Rm Offers A High Ceiling, Hardwood Flooring, & Bright Bay Window, Creating A Warm & Inviting Space For Gatherings. The Sunlit Living Rm Features A High Ceiling, Casement Bay Window, & Hardwood Flooring Which Flows Into The Entrance Hall With Custom Oak Banister. The Main Bath Was Updated 7Yrs Ago & Includes A Custom Quartz Vanity, Tub/Shower Combo, Linen Cabinet, Wainscotting, Crown Molding, & Tile Flooring. The Primary Bedrm Features Crown Molding, Double Closet, Convenient Access To The Main Bath, & Hardwood Flooring Under The Carpet. Two Additional Bedrms Are Located Upstairs With Crown Molding, Half Moon Windows, Ample Closet Space, & Hardwood Flooring Under The Carpet. The Lower Level Features - A Huge Den With TV Area, Office Nook W/Shelving, & Wood-Like Laminate Flooring; A Potential 4th Bedrm Or Home Office With Double Closet & Wood-Like Laminate Flooring; A 3Yr Old Full Bath W/Granite Vanity, Walk-In Shower, Subway Tile W/Glass Accents, & Tile Flooring; Utility/Storage Rm With Washer/Dryer & Slop Sink; Additional Storage Under The Stairs. Outside, Enjoy A Beautifully Landscaped Property With Sea Grass In Both The Front & Backyard. Large Driveway With Paver Apron & 1 Car Garage. Paver Front Walkway & Stoop. The Spacious & Serene Backyard Has A Large Trex Deck With PVC Railing, Quiet Sitting Area, & A New Shed. Other Highlights Include - Hall Closet; Attic With Pull Down Stairs & Partial Flooring; 10Yr Old Andersen Windows; 8Yr Old AO Smith Hot Water Heater; 10Yr Old Gas Furnace; 3Yr Old Central Air; 10Yr Old Vinyl Siding; 8Yr Old Roof; 2Yr Old Garage Door With Remote; IG Sprinklers. Conveniently Located Near Shopping, Major Highways, The LIRR, & Smith Haven Mall.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
Sales Associate
William Raveis Real Estate
Phone: 617.797.3268
Joe.Gill@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,248 | $1,248 | $1,248 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,477 | $3,618 | $4,778 |
| Total Monthly Payment | $4,817 | $4,958 | $6,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.