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Solidly built and full of potential, this 4 bedroom, 1. 5 bath Colonial style home offers space, flexibility, and a wonderful opportunity to add your own personal touches. Features include a sun-filled dining room, front-to-back living room with sliders to the backyard, and an updated kitchen with granite countertops and stainless steel appliances. The tiled full bath and two bedrooms complete the first floor, while the second floor offers two larger bedrooms and a half bath. Hardwood floors run throughout much of the home and the generous living space is filled with natural light. Enjoy the rear wooden deck overlooking the yard and greenhouse, ideal for gardening enthusiasts or outdoor entertaining. Conveniently located near the Greenlodge School, Endicott commuter rail station, shopping, restaurants, and major highway access. A great opportunity to build equity in a well-maintained home with solid bones.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood | Second |
| Bedroom 3 | Closet, Flooring - Hardwood | First |
| Bedroom 4 | Flooring - Hardwood | First |
| Dining Room | Flooring - Hardwood, Window(s) - Picture | First |
| Kitchen | Flooring - Vinyl, Countertops - Stone/Granite/Solid, Stainless Steel Appliances | First |
| Living Room | Flooring - Wall to Wall Carpet, Deck - Exterior, Exterior Access | First |
| Master Bedroom | Closet, Flooring - Hardwood | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $591,920 | $591,920 | $591,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $665 | $665 | $665 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,645 | $3,790 | $4,955 |
| Total Monthly Payment | $4,402 | $4,547 | $5,712 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.